There’s a new source of stress facing America’s already-stressed student loan borrowers. For the first time since the pandemic, delinquent payments will be added to their credit histories. This is happening, as Bloomberg News reported Thursday (Feb. 27), at a time when more than 9 million borrowers...
Suppose a construction company in Singapore that’s juggling projects from high-rise apartments to infrastructure development is feeling the pinch of rising interest rates and unpredictable material costs. They need to manage cash flow to reduce costs and navigate shifts in the business cycle. Now suppose...
Trade wars, tariffs and interest rates are all top of mind for businesses right now. As firms continue to transact with one another, a healthy working capital environment has a positive impact that extends across industries and across borders, fostering a healthy supplier ecosystem. Measuring...
For the past two years, PYMNTS Intelligence and Visa have explored the strategies and challenges facing Growth Corporates. These middle-market firms generate annual revenues between $50 million to $1 billion and can become tomorrow’s juggernauts. Central to two annual reports (the latest can be found...
Reward seekers, or consumers who pay their credit and store card balances in full every month, aim to maximize benefits from their credit usage, while credit treadmill consumers, who make the minimum payment or less on their credit and store cards each month, often depend...
Corporate delinquencies are reportedly at the highest rate they’ve reached in eight years. The delinquency rate for loans from U.S. banks to both U.S. and foreign companies rose to 1.3% at the end of 2024, a figure that was the highest since the first quarter of 2017...
Steady-to-declining interest rates. Inflation under 3%. A relaxed attitude to regulation in D.C. As the Wall Street Journal (WSJ) points out in a report Friday (Jan. 31), these are all factors that suggest the banking sector should be optimistic. However, the report adds, many lenders still have...
The Seattle-based parent company of HomeStreet Bank agreed to sell $990 million in multifamily commercial real estate loans to Bank of America. The price, including the value of the retained servicing, is 92% of the principal balance of the loans, and the loan sale is...
Morgan Stanley reportedly upgraded its rating and price targets on shares of several credit card companies and lenders, citing stabilization in consumer credit and an anticipated favorable regulatory environment. Analysts at Morgan Stanley said Thursday (Dec. 19) that several trends are expected to support the...