Stripe plans to launch Stripe Capital in Australia in the coming months, saying this move will give the country’s eligible small and medium-sized businesses (SMBs) access to business financing through the Stripe platform. The programmable financial services company also announced at the Stripe Tour Sydney...
Middle-market companies are caught between tariffs, interest rates and jittery supply chains, and how they borrow money says as much about their outlook as their balance sheet. The PYMNTS Intelligence report “Lending in Uncertain Times: Strategic Shifts in U.S. Middle-Market Financing,” part of The 2025...
Chase is using Nova Credit to help power its cash flow underwriting capabilities. Chase will be employing the credit infrastructure and analytics company’s Cash Atlas for cash flow underwriting, as well as its Credit Passport to access and make decisions with international credit data, according...
For banks, the difference between saying “yes” and “no” to a small business loan often has less to do with risk appetite than with the quality of data in front of them. Real-time, third-party information is becoming the single most important factor in whether the...
Watch more: Concora Credit Exec on Giving Credit Infrastructure a Data-Driven Overhaul When federal agencies dial back funding for statistical programs, or when traditional credit bureau files run thin, where do banks and FinTechs turn for insights? Increasingly, the answer lies in alternative data. “We...
Long-term car loans are reportedly becoming more common and creating risks for both buyers and sellers. Six-year loans are now the most common form of new-vehicle financing, accounting for 36.1% of loans in the second quarter, Bloomberg reported Monday (Aug. 25), citing data from Edmunds.com....
It was Aristotle who said: “The roots of education are bitter, but the fruit is sweet.” It could be a headline for the latest paycheck-to-paycheck study from PYMNTS, which found a mix of regret and pride among the parents and students who have gone into...
Only one-third of the Americans receiving student loan bills are paying them. So said Bloomberg in a report published Monday (Aug. 11), which cited an April estimate by the Department of Education and added that a collective $1.6 trillion in student loans are owed by Americans. Some...
PYMNTS Intelligence has long chronicled the challenges facing smaller firms navigating the storms of economic volatility. Capital, of course, offers up a buffer against the turbulence, and capital can be hard to come by. As a result, and as tariffs started to take root this...