Loans

Working Capital
Study Finds Working Capital Efficiency Unlocks $19M Average Savings for Middle Market Companies
September 29, 2025

CFOs and treasurers are no longer treating volatility as a threat. They are turning it into a competitive advantage. And the most adaptive finance leaders are using working capital to buy speed when it matters most, paying suppliers early, seizing unplanned growth opportunities and leaving...

Working Capital
CFO Optimism Will Fuel Demand for Working Capital
September 24, 2025

The business environment may be volatile, but CFOs are signaling confidence about the months ahead. That renewed sense of optimism, highlighted in new research from the Federal Reserve Bank of Richmond and the Federal Reserve Bank of Atlanta, comes at a pivotal moment as PYMNTS...

Working Capital
Working Capital Is for Growth, Not Gaps, Visa Finds
September 24, 2025

This has been an unusual year, one that has rewarded companies ready to move quickly on unexpected opportunities. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Loans
Flywire Debuts Solution to Streamline UK Student Loan Payments
September 17, 2025

Flywire has introduced enhancements to its Student Financial Software solution aimed at the U.K. market. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Loans
Cash Flow Data Lets Banks See Borrowers That FICO Scores Miss
September 17, 2025

Even as inflation shows signs of cooling, prices for everyday essentials remain elevated, making access to credit more important than ever. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Loans
Stripe to Launch Stripe Capital Business Financing Solution in Australia
September 11, 2025

Stripe plans to launch Stripe Capital in Australia in the coming months, saying this move will give the country’s eligible small and medium-sized businesses (SMBs) access to business financing through the Stripe platform. Get the Full Story Complete the form to unlock this article and...

Loans
Half of Stable Mid-Market Firms Use Credit as Growth Capital
September 05, 2025

Middle-market companies are caught between tariffs, interest rates and jittery supply chains, and how they borrow money says as much about their outlook as their balance sheet. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Loans
Chase Uses Nova Credit to Bolster Cash Flow Underwriting
September 04, 2025

Chase is using Nova Credit to help power its cash flow underwriting capabilities. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Loans
60% of Banks Say Real-Time Data Decides Who Gets a Loan
September 01, 2025

For banks, the difference between saying “yes” and “no” to a small business loan often has less to do with risk appetite than with the quality of data in front of them. Get the Full Story Complete the form to unlock this article and enjoy...