The “2025–2026 Growth Corporates Working Capital Index,” a collaboration between PYMNTS Intelligence and Visa, examines how middle-market and growth-oriented companies are redefining working capital in an environment shaped by volatility and tighter access to financing. Based on a global survey of CFOs and Treasurers, the...
The U.S. Department of Education said Friday (Jan. 16) that it will temporarily delay the implementation of involuntary collections on federal student loans so it can add more ways for borrowers to repay their loans. During the delay, the agency will implement student loan repayment reforms...
The “2025–2026 Growth Corporates Working Capital Index: North America Edition,” a collaboration between PYMNTS Intelligence and Visa, examines how middle-market companies across the United States and Canada are rethinking working capital as a strategic asset rather than as a defensive necessity. Based on a double-blind survey...
Working capital used to sit in the background of corporate strategy. In 2025, however, chief financial officers across the middle market rediscovered working capital as one of the most powerful and underleveraged sources of competitive advantage. “The Growth Corporates Working Capital Index 2025-2026,” a Visa...
Since 2010, auto loans have gone from being the safest credit products to the riskiest. VantageScore Chief Economist Rikard Bandebo discussed the country’s record-high auto delinquency rates in an interview with Bloomberg Monday (Dec. 22). Several factors lead to this trend, including the fact that...
Mastercard and LoanPro plan to launch a program that will enable lenders to deliver installment loans through virtual and physical cards. The Loan on Card program is set to launch in 2026, the companies said in a Tuesday (Dec. 16) press release. The program will...
The rise of so-called “alternative consumer lending” has made loans tougher to track. As The Wall Street Journal (WSJ) reported Tuesday (Dec. 9), private credit has exploded into this landscape, helping fund loans from FinTech firms to consumers. The report cites an analysis from KBW showing that such funding...
Private credit has moved into the financial mainstream, recently estimated at $2 trillion in outstanding loans and investments that support companies across a wide range of industries. The market’s reach extends well beyond nonbank lenders and according to some estimates will top $3.5 trillion by...
Retail rivals Walmart and Amazon are reportedly expanding their lending footprint in India. For Amazon, that means plans to offer loans to small business owners in the world’s most populous country, while the Walmart-owned Flipkart is exploring buy now, pay later (BNPL) products, Reuters reported...