As tariffs loomed this spring, PYMNTS Intelligence found that obtaining financing was (and is) a difficult endeavor for smaller firms, which power the U.S. economy. Our surveys of small to medium-sized business (SMB) owners found that fully half of U.S. SMBs rely on their day-to-day...
North American middle-market firms are demonstrating resilience, fueled in part by an increasing and more strategic use of financial tools. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....
Despite the clear potential of integrating credit directly into commerce platforms, many lenders appear to be sitting on the sidelines, potentially missing significant growth opportunities in the burgeoning embedded lending market. Get the Full Story Complete the form to unlock this article and enjoy unlimited...
Block said Tuesday (May 20) that since the launch of its credit products, it has extended over $100 billion in credit while keeping its loss rates “low.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...
The Trump administration plans to put millions of defaulted federal student loan borrowers into collections starting Monday (May 5). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...
SoFi has secured agreements that amount to a $3.2 billion expansion to its Loan Platform Business, which refers prequalified borrowers to loan origination partners and originates loans on behalf of third parties. Get the Full Story Complete the form to unlock this article and enjoy...
In a sector caught between regulatory pressure and technological disruption, fleet and mobility companies are redefining how they manage working capital. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...
Banks have reportedly more than doubled their lending to nonbank financial institutions (NBFIs) over the past five years and are now lending those companies $1 trillion a year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...
PayPal said Wednesday (March 26) that it has passed $30 billion in global loan originations for small businesses since launching its first merchant lending solution in 2013. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...
