FICO has introduced a program that lets mortgage lenders bypass working with credit bureaus. With the FICO Mortgage Direct License Program, tri-merge resellers — mortgage specialists — can now calculate and distribute FICO Scores directly to their customers, eliminating reliance on the three credit bureaus. The program...
Watch more: Working Capital Turns ThredUp’s Resale Engine Into a Flywheel for Growth In an economy where consumers are stretching dollars and seeking new ways to supplement income, consignment has become a sweet spot. ThredUp, the online resale marketplace, is leaning into that trend. For...
Cash is moving faster. Risk is rising. The margin for error is shrinking. This is the world in which middle-market chief financial officers and treasurers now operate. It is also the backdrop for the third annual Growth Corporates Working Capital Index 2025-2026, a Visa report...
HSBC Asset Management launched a private credit strategy designed to provide investors with access to opportunities in global trade finance. The new Trade and Working Capital Solutions strategy was developed in collaboration with HSBC’s Global Trade Solutions business, giving it access to HSBC’s new deal...
CFOs and treasurers are no longer treating volatility as a threat. They are turning it into a competitive advantage. And the most adaptive finance leaders are using working capital to buy speed when it matters most, paying suppliers early, seizing unplanned growth opportunities and leaving...
The business environment may be volatile, but CFOs are signaling confidence about the months ahead. That renewed sense of optimism, highlighted in new research from the Federal Reserve Bank of Richmond and the Federal Reserve Bank of Atlanta, comes at a pivotal moment as PYMNTS...
This has been an unusual year, one that has rewarded companies ready to move quickly on unexpected opportunities. As 2025 moves toward its fourth quarter, there’s an enthusiasm for what comes next, Darren Parslow, global head of Visa Commercial Solutions, told PYMNTS CEO Karen Webster....
Flywire has introduced enhancements to its Student Financial Software solution aimed at the U.K. market. The new offerings, announced by the payments company Wednesday (Sept. 17), include the solution’s first implementations featuring real-time student account presentment for British customers, which is then linked to Flywire payment capabilities. “Currently,...
Even as inflation shows signs of cooling, prices for everyday essentials remain elevated, making access to credit more important than ever. For many households, credit cards and personal loans function as budgeting tools and financial lifelines when unexpected expenses arise. Credit helps smooth income fluctuations,...