Loans

Loans
Late Student Loan Borrowers Face 129-Point Credit History Hit
February 27, 2025

There’s a new source of stress facing America’s already-stressed student loan borrowers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Working Capital
The World Tour: How Working Capital Is Impacting Eight Global Industries
February 24, 2025

Suppose a construction company in Singapore that’s juggling projects from high-rise apartments to infrastructure development is feeling the pinch of rising interest rates and unpredictable material costs. They need to manage cash flow to reduce costs and navigate shifts in the business cycle. Now suppose...

VISA
Working Capital Efficiency Creates Healthier Supply Chains in Uncertain Times
February 21, 2025

Trade wars, tariffs and interest rates are all top of mind for businesses right now. As firms continue to transact with one another, a healthy working capital environment has a positive impact that extends across industries and across borders, fostering a healthy supplier ecosystem. Get...

Loans
Visa Launches New Tool to Benchmark Middle-Market Working Capital Efficiency
February 20, 2025

For the past two years, PYMNTS Intelligence and Visa have explored the strategies and challenges facing Growth Corporates. These middle-market firms generate annual revenues between $50 million to $1 billion and can become tomorrow’s juggernauts. Central to two annual reports (the latest can be found...

Loans
Consumers on Credit Treadmill More Likely to Turn to Nontraditional Loans
February 20, 2025

Reward seekers, or consumers who pay their credit and store card balances in full every month, aim to maximize benefits from their credit usage, while credit treadmill consumers, who make the minimum payment or less on their credit and store cards each month, often depend...

Loans
Corporate Delinquencies Reach Highest Rate Since 2017
February 17, 2025

Corporate delinquencies are reportedly at the highest rate they’ve reached in eight years. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Loans
Banks See Lukewarm Lending in Spite of Wall Street Rally
January 31, 2025

Steady-to-declining interest rates. Inflation under 3%. A relaxed attitude to regulation in D.C. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Loans
HomeStreet to Sell $990 Million in Loans to Bank of America
December 27, 2024

The Seattle-based parent company of HomeStreet Bank agreed to sell $990 million in multifamily commercial real estate loans to Bank of America. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Loans
Morgan Stanley Expects Favorable Environment for Lenders in 2025
December 19, 2024

Morgan Stanley reportedly upgraded its rating and price targets on shares of several credit card companies and lenders, citing stabilization in consumer credit and an anticipated favorable regulatory environment. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...