The surprise in the 2024-2025 Growth Corporates Working Capital Index isn’t that companies managed their cash better. It’s that they used that discipline to repair the fragile web of global commerce. This year’s report finds that as CFOs and treasurers gained new control over liquidity, suppliers...
Watch more: Visa WCI: JOOR, Rich Rein Retailers and suppliers are finding that the key to unlocking millions in savings lies in how they manage working capital. According to PYMNTS Intelligence commissioned by Visa, 4 in 5 CFOs and treasurers studied for the 2025/2026 Working...
When finance teams finally pry open locked-up cash through external working capital solutions, the biggest question isn’t how much they’ve saved. It’s what happens next. And according to findings from the 2025/2026 Growth Corporates Working Capital Index, a Visa report in collaboration with PYMNTS Intelligence, there are two clear...
Car payments are becoming a hurdle for a growing number of lower-income Americans. That’s according to a report Monday (Oct. 20) by The New York Times, citing data from Fitch Ratings. Those figures show that the share of subprime auto loans that were 60 days or more past...
Plaid has introduced a credit risk score that it said provides lenders with an up-to-date view of borrower risk by using real-time cash flow data and unique account connection insights from the Plaid Network. The new Plaid LendScore provides a more complete financial picture by...
The CEO of America’s biggest bank has reportedly issued a warning regarding auto market bankruptcies. These bankruptcies, JPMorgan Chase CEO Jamie Dimon told reporters Tuesday (Oct. 14), are an indication that lending standards have become too relaxed. “We’ve had a credit bull market now for the better part of...
When uncertainty rises, so does nostalgia for the familiar. In the U.S. middle market, where firms straddle the line between enterprise scale and small business agility, that means borrowing the old-fashioned way. Despite the efficiency of embedded lending, which is credit extended directly through digital...
Watch more: Visa WCI: Remitly, Vikas Mehta In an era of high interest rates, volatile currency markets, and rapidly shifting global flows of money, working capital has emerged as far more than an operational concern. For many finance chiefs, it has become a strategic differentiator....
By the close of this year, the persona to watch in corporate finance may not be the cost-cutting controller or the risk-nothing gatekeeper. It will be the adaptive CFO or treasurer: the leader whose playbook treats volatility not as a shock to absorb, but as a...