Plaid has introduced a credit risk score that it said provides lenders with an up-to-date view of borrower risk by using real-time cash flow data and unique account connection insights from the Plaid Network. The new Plaid LendScore provides a more complete financial picture by...
The CEO of America’s biggest bank has reportedly issued a warning regarding auto market bankruptcies. These bankruptcies, JPMorgan Chase CEO Jamie Dimon told reporters Tuesday (Oct. 14), are an indication that lending standards have become too relaxed. “We’ve had a credit bull market now for the better part of...
When uncertainty rises, so does nostalgia for the familiar. In the U.S. middle market, where firms straddle the line between enterprise scale and small business agility, that means borrowing the old-fashioned way. Despite the efficiency of embedded lending, which is credit extended directly through digital...
Watch more: Visa WCI: Remitly, Vikas Mehta In an era of high interest rates, volatile currency markets, and rapidly shifting global flows of money, working capital has emerged as far more than an operational concern. For many finance chiefs, it has become a strategic differentiator....
By the close of this year, the persona to watch in corporate finance may not be the cost-cutting controller or the risk-nothing gatekeeper. It will be the adaptive CFO or treasurer: the leader whose playbook treats volatility not as a shock to absorb, but as a...
FICO has introduced a program that lets mortgage lenders bypass working with credit bureaus. With the FICO Mortgage Direct License Program, tri-merge resellers — mortgage specialists — can now calculate and distribute FICO Scores directly to their customers, eliminating reliance on the three credit bureaus. The program...
Watch more: Working Capital Turns ThredUp’s Resale Engine Into a Flywheel for Growth In an economy where consumers are stretching dollars and seeking new ways to supplement income, consignment has become a sweet spot. ThredUp, the online resale marketplace, is leaning into that trend. For...
Cash is moving faster. Risk is rising. The margin for error is shrinking. This is the world in which middle-market chief financial officers and treasurers now operate. It is also the backdrop for the third annual Growth Corporates Working Capital Index 2025-2026, a Visa report...
HSBC Asset Management launched a private credit strategy designed to provide investors with access to opportunities in global trade finance. The new Trade and Working Capital Solutions strategy was developed in collaboration with HSBC’s Global Trade Solutions business, giving it access to HSBC’s new deal...