Loans

Working Capital
Small Business Credit Race Shifts From Approvals to Value-Added Services
November 21, 2025

Small and mid-size businesses (SMBs) have traditionally been defined by their uphill battle to access credit. Approval odds were uncertain, and lenders could make or break an enterprise’s ability to grow, leading small firms to routinely turn to personal cards to fill funding gaps. Get...

Loans
Santander’s Exposure to First Brands Founder Patrick James Reaches $300 Million
November 19, 2025

Santander’s exposure to companies owned by First Brands Group founder Patrick James has reportedly grown to $300 million. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Working Capital
CFOs and Treasurers Turn to AI to Tame Cash Volatility
November 11, 2025

Working capital, pulsing through receivables, payables and inventory, has always been the bloodstream of enterprise health. For generations, CFOs managed that flow through experience and judgment, aided by rows of spreadsheets and late-night reconciliations. Get the Full Story Complete the form to unlock this article...

Loans
Experian Debuts Combined Credit and Cash Flow Scoring Model
November 10, 2025

Credit reporting agency Experian introduced its “Credit + Cashflow Score” offering. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Loans
Affirm Expands Credit Facility With New York Life
October 31, 2025

Affirm has gained off-balance sheet funding from New York Life that can support $1.75 billion in consumer loan volume per year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Working Capital
21% More Invoices Paid Early Signal a New Era of Supplier Trust
October 28, 2025

The surprise in the 2024-2025 Growth Corporates Working Capital Index isn’t that companies managed their cash better. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Working Capital
JOOR CFO: Virtual Cards and AI Help Retailers Bridge Cash Flow Gaps
October 24, 2025

Watch more: Visa WCI: JOOR, Rich Rein Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...

Working Capital
Adaptive CFOs Turn Payment Speed Into Market Opportunity
October 21, 2025

When finance teams finally pry open locked-up cash through external working capital solutions, the biggest question isn’t how much they’ve saved. It’s what happens next. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Loans
Delinquent Subprime Car Loans Remain at Historic High
October 20, 2025

Car payments are becoming a hurdle for a growing number of lower-income Americans. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....