Commercial credit decisions have long moved at the speed of the analyst: a new scorecard takes weeks to design, months to validate and another cycle to clear regulatory sign-off. Dun & Bradstreet says agentic AI can compress that timeline. The company announced July 6 that...
U.K. neobank Monzo has introduced an automated debt consolidation experience designed to make the process simpler for customers. The new offering relieves customers of the need to contact lenders, check balances and settle borrowing themselves, and it improves their access to consolidation loans by automatically...
Institutional investors are reportedly pumping billions of dollars into private credit funds. That’s according to a Monday (July 8) report from the Financial Times (FT), which noted that these major investors are hoping to profit from the departure of smaller retail clients. North American direct lending funds...
The Main Street Lending Program, which was authorized by the Federal Reserve in response to COVID-19, has seen 30% of its loans either experience a loss or be at risk of a loss, according to the U.S. Government Accountability Office (GAO). The emergency lending program made 1,830 loans totaling $16.6...
The traditional view of working capital assumes that cash performance is primarily the result of financial discipline. Companies improve outcomes by collecting faster, paying strategically and managing inventory more efficiently. But new PYMNTS Intelligence research in the June 2026 edition of the Growth Corporates Working Capital Index turns...
Housing pressures are reportedly leading more companies to offer “rent now, pay later” loans. That’s according to a report Tuesday (June 9) from the Financial Times (FT), which cites the example of this year’s partnership with buy now, pay later (BNPL) lender Affirm and the FinTech Esusu to offer “rent-split” loans....
LendingFront and Priority Commerce have announced a partnership to embed business financing directly inside Priority Commerce’s MX Merchant platform. Qualified merchants can now access capital without leaving the tools they already use to manage payments and operations. The integration surfaces financing offers based on a...
Square and Homegrown have partnered on a pilot program that will offer expansion capital through flexible financing for Square sellers that have two or more locations and are ready to open another one. The program is launching with $24 million in committed capital and offers...
British FinTech Lendable is planning a U.S. expansion amid surging revenues. That’s according to a report Sunday (May 10) from the Financial Times (FT), which noted that Lendable doubled profits last year by providing more new personal loans than any other bank in the U.K....