The traditional view of working capital assumes that cash performance is primarily the result of financial discipline. Companies improve outcomes by collecting faster, paying strategically and managing inventory more efficiently. But new PYMNTS Intelligence research in the June 2026 edition of the Growth Corporates Working Capital Index turns...
Housing pressures are reportedly leading more companies to offer “rent now, pay later” loans. That’s according to a report Tuesday (June 9) from the Financial Times (FT), which cites the example of this year’s partnership with buy now, pay later (BNPL) lender Affirm and the FinTech Esusu to offer “rent-split” loans....
LendingFront and Priority Commerce have announced a partnership to embed business financing directly inside Priority Commerce’s MX Merchant platform. Qualified merchants can now access capital without leaving the tools they already use to manage payments and operations. The integration surfaces financing offers based on a...
Square and Homegrown have partnered on a pilot program that will offer expansion capital through flexible financing for Square sellers that have two or more locations and are ready to open another one. The program is launching with $24 million in committed capital and offers...
British FinTech Lendable is planning a U.S. expansion amid surging revenues. That’s according to a report Sunday (May 10) from the Financial Times (FT), which noted that Lendable doubled profits last year by providing more new personal loans than any other bank in the U.K....
Traditional thinking holds that the defining challenge for middle market businesses is around achieving growth. But traditional thinking can be wrong, and today, that equation has flipped. Findings in a new report, “The Emerging Middle Market: When Operational Complexity Grows Faster Than Financial Infrastructure,” a collaboration...
For many growth-company CFOs, working capital is no longer a back-office cushion, but a strategic lever. That is a central finding from “The 2025-2026 Growth Corporates Working Capital Index,” a Visa and PYMNTS Intelligence report based on a survey of 1,457 CFOs and treasurers across 23...
This isn’t your grandfather’s working capital landscape. The fundamentals of today’s credit and underwriting ecosystem is shaking its earlier anchors to operating cash flow, becoming a function of how effectively firms can mobilize their balance sheets. A new report from the FDIC (Federal Deposit Insurance Corp.),...
Experian has launched a self-service digital onboarding platform designed to provide small-volume U.S. lenders with streamlined access to consumer credit reports. The new Experian Express enables small lenders such as community banks and credit unions to digitally credential, onboard and access these credit reports through...