Traditional thinking holds that the defining challenge for middle market businesses is around achieving growth. But traditional thinking can be wrong, and today, that equation has flipped. Findings in a new report, “The Emerging Middle Market: When Operational Complexity Grows Faster Than Financial Infrastructure,” a collaboration...
For many growth-company CFOs, working capital is no longer a back-office cushion, but a strategic lever. That is a central finding from “The 2025-2026 Growth Corporates Working Capital Index,” a Visa and PYMNTS Intelligence report based on a survey of 1,457 CFOs and treasurers across 23...
This isn’t your grandfather’s working capital landscape. The fundamentals of today’s credit and underwriting ecosystem is shaking its earlier anchors to operating cash flow, becoming a function of how effectively firms can mobilize their balance sheets. A new report from the FDIC (Federal Deposit Insurance Corp.),...
Experian has launched a self-service digital onboarding platform designed to provide small-volume U.S. lenders with streamlined access to consumer credit reports. The new Experian Express enables small lenders such as community banks and credit unions to digitally credential, onboard and access these credit reports through...
The front door to financial services is widening to include social media platforms, marked by payments integrations and new movements into lending. PYMNTS Intelligence data shows that consumers engage across multiple digital activities throughout the day, including communication, shopping and banking, often within the same...
The U.S. Treasury will meet with insurance regulators to discuss the private credit industry. Those meetings will kick off next month and involve domestic and international insurance regulators, the department said in a Wednesday (April 1) press release. “This first series of meetings will allow participants to survey...
Businesses are reportedly considering using tariff refund claims as collateral as they await government reimbursement. That’s according to a report Thursday (April 2) from Reuters, which characterizes the trend as an indication that importers might be able to meet their short-term funding needs using their claims before...
The Treasury Department is reportedly planning talks with insurance regulators about the private credit market. The talks between the Treasury and domestic and international insurance regulators are being prompted by concerns about liquidity, transparency and lending discipline in the $2 trillion private credit space, Reuters reported Sunday (March 29). While those...
Private credit fund managers are reportedly downplaying their exposure to software amid market upheaval. That’s according to an analysis of the industry published Sunday (March 29) by The Wall Street Journal (WSJ). The news outlet examined four large funds marketed to investors by Apollo Global Management, Ares Management, Blackstone and Blue Owl...