The most telling signal in the latest PYMNTS Intelligence research is not how fast embedded finance is spreading, but how decisively companies are stepping away from building it themselves. That conclusion anchors “Buy, Don’t Build: The Next Wave of Embedded Finance,” the November 2025 Business Payments Tracker Series report...
The mechanics of many merchants’ B2B payments have long been a source of frustration rather than transformation. Negotiating interchange, switching processors or steering customers toward cheaper rails were the primary levers available to merchant finance teams, and the headaches of manual entry were simply accepted...
By now, the consumerization trend of the B2B space is old news. But if the 2026 edition of the Consumer Electronics Show (CES) is any indication, the tides of innovation appear to be heading upstream, or at least embracing a two-way street. At this year’s...
How money moves determines the shape of most B2B relationships. Traditionally, suppliers have had to deal with the short end of the stick in the buyer-supplier dynamic, with larger buyers often using their power to dictate payment terms that can ultimately strain supplier cash flows....
All technologies ultimately grow up and mature, to the point where their usefulness is all that remains of their initial buzz. That very cycle is playing out now across embedded finance in the B2B space. The findings in “B2B Platforms Expand Embedded Finance to Enhance...
Independent sales organizations (ISOs) helped build the modern payments business by doing the unglamorous work: knocking on doors, swapping out terminals and winning accounts on pricing. But that playbook is running out of road. Merchants now expect processors to act as strategic partners, offering guidance...
A New Year brings new beginnings. For the B2B freight and logistics landscape, those new beginnings have been simmering in the background ever since President Donald Trump’s trade tariffs, in combination with other macro factors, worked to upend the old assumptions underpinning much of the...
PYMNTS Intelligence has long spotlighted the value that real-time payments bring to consumer disbursements and emergency use cases. Beyond those use cases, faster funding is steadily becoming part of how businesses think about cash flow, settlement certainty and liquidity timing. Recent PYMNTS reporting shows CFOs...
It used to be that as the world changed, B2B payments remained the same. But that era is ending, and the pace of B2B transformation is accelerating. B2B payments have evolved slowly because incentives were misaligned. Buyers prioritized cash control over speed, suppliers tolerated delays...