News

Digital Banking
Mercury Wins Conditional OCC Approval For Banking License
April 28, 2026

FinTech Mercury says it is one step closer to become a national bank Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Payments Innovation
Galileo Says Modern Fraud Has Outgrown Static Rules
April 28, 2026

Watch more: What’s Next in Payments With Galileo’s Maxim Spivakovsky Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Digital Banking
LendingClub’s Scott Sanborn Saw ‘Happen Bank’ Coming a Decade Ago
April 28, 2026

Watch more: Need to Know With LendingClub’s Scott Sanborn Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Faster Payments
Credit Unions Find Their Gen Z Edge in Faster Payments
April 28, 2026

Instant payments have shifted from a technological luxury to an existential necessity for traditional financial institutions (FIs). Driven in large part by the demands of Generation Z, the first cohort of true digital natives, the expectation for immediate fund flows is reshaping the competitive landscape....

Digital Banking
LendingClub Expands Into Home Improvement After Q1 Originations Jump 31%
April 27, 2026

LendingClub saw growth across its business in the first quarter as it prepares to rebrand to Happen Bank and continues to expand its offerings into areas such as home improvement. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Wearables
If AI Fixed Smart Glasses, Why Aren’t Consumers Wearing Them?
April 27, 2026

Big Tech really wants augmented reality (AR) smart glasses to happen, no matter the Google Glass graveyard, Apple Vision Pro pivot or Meta’s failed metaverse roadmap. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Banking
BMO Launches Platform to Help Small Businesses Manage Banking
April 27, 2026

BMO has debuted a platform for small and midsized enterprises (SMEs) and emerging middle market (EMM) customers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

eCommerce
PayPal Debuts Tool to Help Advertisers ID Customers
April 27, 2026

PayPal has debuted PayPal Ads ID, which it calls an “advertising identifier” rooted in verified commerce relationships. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Banking
Customers Bank Taps OpenAI to Reengineer Commercial Banking Operations
April 27, 2026

Pennsylvania-headquartered Customers Bank plans to deploy artificial intelligence (AI) across its commercial banking operations in a new multiyear strategic collaboration with OpenAI. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...