In an era when consumers and businesses are generating unprecedented amounts of information, one company – Wisely – is aiming to leverage that data to help consumers and merchants make more informed spending decisions. Get the Full Story Complete the form to unlock this article...
Consumer sentiment regarding mobile payments has improved “drastically,” as social media conversations have moved to discussions over which options should be used and which are most secure, according to a new MasterCard report. Get the Full Story Complete the form to unlock this article and...
Why did consumers willingly dump their feature phones and blackberries for the iPhone yet they still write checks and pay with cash? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...
At the risk of stepping into a hornet’s nest, I’m following up my first commentary on JPMorgan Chase & Co.’s commercial prepaid exit with another related article. This time it is prompted by Fitch’s recent analysis of the general purpose reloadable (GPR) prepaid market and the implications...
A key frustration shared among consumers traveling abroad is the fear that their transactions will be denied because of overly conservative fraud-prevention measures put in place by their card issuer, or by the merchant where they want to shop. A declined transaction can prove to...
Mobile phones can do more than enable a consumer to buy something anytime, anywhere and with any payment method. They actually can be used to make payments smarter, which can make them more secure. These devices, with their operating systems, internet connectivity, apps, front and...
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One of the more misunderstood or outright confusing aspects of virtual currencies such as Bitcoin is the process called “mining.” The term conjures up images of resource extraction, when in reality the process is more akin to maintaining a decentralized digital network. The coins received...
Groupon has made some pretty big strides in the few years of its existence, having accumulated nearly 70 million downloads of its app, which supports daily deals and coupons. It added 9 million in just the last quarter alone. Get the Full Story Complete the...