Payments Innovation

Payments Innovation
Amid Rule 1033 Uncertainty, Banks Urged Not to Retreat on APIs
May 29, 2025

No matter what ultimately happens with the Consumer Financial Protection Bureau’s Rule 1033 (also known as the open banking rule), pay by bank is here to stay. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Payments Innovation
Open Banking Transactions Dwarfed by Card Payments in UK
May 26, 2025

Has open banking lived up to its potential in Great Britain? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Payments Innovation
Payments Executives Say Listening Is Financial Services’ New Power Play
May 26, 2025

In the always-on, 24/7 feedback loop of financial services, technology accelerates change, and customer expectations constantly evolve. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Payments Innovation
Galileo Aims to Bolster Bill Pay With ‘Payment Switch’
May 20, 2025

Galileo Financial Technologies and Atomic have introduced a product designed to enhance consumer bill payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Payments Innovation
Why Fast-Moving Issuers Win in a World of Customer Impatience
May 14, 2025

Anyone who wants to learn about a winning mindset can find no shortage of quotes to get inspired. Maybe the best one comes from the GOAT (Greatest of All Time) himself. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Payments Innovation
Agentic AI and Tokens Make Loyalty Programs Personalized, Automated Drivers of Commerce
May 05, 2025

Agentic agents, automated payments and consumer-permissioned, data-rich tokens will transform loyalty and rewards — moving beyond the merchant-by-merchant siloed experience that is the hallmark of those programs today. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Payments Innovation
Acquirers Turn to Tokens to Tackle Fraud, Streamline Payments
May 05, 2025

In the report “Bridging the Gap: Helping Acquirers Meet Evolving Merchant Demands,” a joint effort between PYMNTS Intelligence and Visa Acceptance Solutions, we found that “unified” commerce can improve interactions between merchants, acquirers and consumers. Get the Full Story Complete the form to unlock this...

Payments Innovation
Acquired.com Joins Initiative to Create Central Operator for Commercial Variable Recurring Payments
May 02, 2025

Acquired.com joined 30 other organizations in a collective effort to create a new company that will work to establish and serve as a central operator for commercial variable recurring payments in the United Kingdom. Get the Full Story Complete the form to unlock this article...

Payments Innovation
Payments Processors Turn to Analytics and Embedded Finance to Combat Margin Pressure
May 02, 2025

Value-added services, once the free sprinkles card networks tossed on top of plain vanilla processing contracts, have become core product offerings in an industry racing to stand out and shore up margins. Get the Full Story Complete the form to unlock this article and enjoy...