Orchestration solves a longstanding challenge in payments. It allows merchants to connect to multiple payment providers through a single layer of infrastructure, dynamically route transactions to maximize approval rates, reduce downtime through automated failover and gain leverage over providers by making it easier to switch...
Cash App users can now pay by tapping with a wand. The Cash App Wand is a pearlescent physical payment accessory that is the first example of a new payment form factor called Cash App Tags, the company said in a Thursday (June 4) press...
The debate around stablecoins often gets framed as though finance has stumbled into unprecedented territory. Silicon Valley talks about programmable dollars, Washington worries about digital bank runs and crypto advocates promise faster payments while skeptics warn about shadow banking in new clothes. America’s financial sector...
Embedded finance is no longer a question of whether companies should offer financial services. The question is how they should build them. The PYMNTS Intelligence report, “The Embedded Finance Scale Factor: How Firm Size Shapes Strategy, Technology and Partnership Decisions,” in collaboration with Green Dot,...
For years, payment infrastructure was treated as plumbing: necessary and expensive. But increasingly, financial institutions are approaching it differently, weighing payment architecture as part of liquidity planning, operational continuity and client acquisition. That context provides the backdrop for Huntington Bank joining CHIPS, The Clearing House’s...
Payment problems don’t stay hidden inside the back office. When a customer reaches checkout, and a payment fails, stalls or gets declined for the wrong reason, the business may lose the sale and the customer’s trust. That’s why more companies are investing in payment orchestration,...
Watch more: What’s Next in Payments With Pismo’s Leonardo Collado Legacy systems rarely become visible until they begin to slow everything around them. For decades, the banking and payments sectors treated core infrastructure as proof of endurance and discipline. Now the same systems that carried...
Watch more: What’s Next in Payments With Finastra’s Mihail Duta In financial services, “legacy” has become one of the industry’s most loaded words. For some executives, it signals stability, regulatory maturity and systems that have processed trillions of dollars without blinking. For others, it represents...
Watch more: Why Payments Modernization Can’t Wait Banks spent years treating payments modernization as a long-range technology project. Corporate clients are done waiting. They want payments that move continuously, settle faster and sit directly inside their digital channels, and that pressure is now forcing banks...