AI is no longer just guiding purchases; it’s beginning to execute them. As agentic commerce, where AI systems initiate transactions on behalf of consumers, takes hold, the payments ecosystem is entering a new phase defined by machine-driven speed, scale and complexity. PYMNTS Intelligence research shows that...
Watch more: Need to Know With Christine Weber of Paymentus Bill payments occupy a central place in the financial lives of consumers, where obligation meets emotional uncertainty. For providers, that reality complicates what might otherwise be treated as a straightforward digital interaction. Consumers approach the...
Watch more: Need to Know With Lorum’s George Davis The financial system has a clearing problem, and it’s not about broken technology. It’s about who the technology was built to serve, and more importantly, who it wasn’t. Lorum Co-Founder and CEO George Davis made that...
PayPal now enables users of the global visual communication platform Canva to accept payments directly from their digital or printed designs. This capability is provided by the integration of PayPal Payment Links into Canva, PayPal said in a Thursday (April 9) press release emailed to PYMNTS. Creators, entrepreneurs and...
Watch more: Need to Know With Priority’s Amberly Allen Payments increasingly determine how consumers perceive large purchases, and few transactions carry more weight than buying or maintaining a vehicle. In automotive commerce, where transactions often rank among the largest in a household budget, the mechanics...
The Clearing House’s high-value payment system, the CHIPS network, played a growing role in supporting large-value domestic and cross-border U.S. dollar payments in 2025. The CHIPS network recorded year-over-year gains of 9% in average daily value, which reached $2.014 trillion, and 12% in average daily...
Banks may find that the next phase of payments competition is less about adding new rails and more about making all rails feel like one smooth system. Drawing on the Global Payments Tracker Series report, “Moving Money Forward: The Power of Payment Hubs,” the story is...
A year ago, embedded finance was often framed as a feature. PYMNTS Intelligence data shows it has become a foundation for how companies build and grow relationships with customers. That shift is at the center of a PYMNTS Intelligence report created in collaboration with Green...
Watch more: Need to Know With One Inc’s Kevin Ostrander Life insurance has traditionally been anchored in predictable life events, but that foundation is weakening as those milestones become less reliable and less frequent. The industry is confronting slower growth and rising costs. The customer...