Opinion

David S. Evans
To Reap Digital Gold Look for Kludge, Hope for Inspiration
October 25, 2023

If you want to come up with the next big thing for digital transformation, you shouldn’t wait around for inspiration. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

David S. Evans
How Airbnb and 18th-Century Newspapers Found Profits from Frictions 
October 11, 2023

Brian Chesky says that Airbnb is broken and he’s going to fix it.   Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

David S. Evans
How Netflix Shows the Importance of Getting Innovation’s Timing Right
October 04, 2023

There Are Ghosts, of Course A bit more than 25 years ago, on March 10, 1998, Netflix shipped its first DVD, “Beetlejuice,” about two ghosts played by Alec Baldwin and Geena Davis. Last Friday, more than 5.2 billion DVDs later, it shipped the last one. Netflix...

artificial intelligence
The Demographic Debacle Meets the AI Miracle
September 20, 2023

The world is now witnessing one of the most momentous and consequential changes in centuries. It puts the social importance of artificial intelligence (AI) revolution in a different light. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

artificial intelligence
A Tale of Two GPTs
June 13, 2023

Except perhaps for those who have been completely off the grid for the last year, pretty much everyone has heard about ChatGPT.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Opinion
Credit Union Members Won’t Patiently Wait for the Payments Innovation They Need Now
May 23, 2023

Credit unions cannot afford to put off innovation as consumers are willing to move their accounts elsewhere to get the enhanced payments capabilities they seek, says PSCU EVP and Chief Operating Officer Tom Gandre. Get the Full Story Complete the form to unlock this article...

Opinion
Retailers Need Rigorous Metrics to Examine Financing Program Success
May 22, 2023

Financing is becoming a key growth strategy component for retailers, and the success of financing programs should be measured as diligently as inventory, says Versatile Credit President and Chief Operating Officer Vicki Turjan. Get the Full Story Complete the form to unlock this article and...

Opinion
How the Bank Crisis Has Changed How FinTechs Raise Money
May 18, 2023

Amid the uncertainty caused by recent bank failures, businesses that seek to raise money need to show they have strong fundamentals, a clear understanding of their market and a solid plan for profitability, says Treasury Prime CEO Chris Dean. Get the Full Story Complete the...

Opinion
Banking Crisis Leads Many Businesses to Give Alternative Financial Providers Another Look
May 17, 2023

Thomas Priore, CEO of Priority, says the recent banking sector instability will drive more businesses to alternative solutions that offer enhanced transparency, faster cash flow and more risk diversification. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...