Opinion

Opinion
Expanded Use of AI Creates Small Business Lifelines and Future-Proofs FIs
July 12, 2022

As economic concerns and competition from upstarts mount, banks need a strategy that’s future proof and recession proof, Amount CEO Adam Hughes writes in the PYMNTS eBook “Baseline 2022: What the Next Six Months Holds.” Get the Full Story Complete the form to unlock this...

Opinion
Bank-FinTech Network Is Thriving
July 12, 2022

Venture firms are predicting that FinTechs will be generating an additional trillion dollars of deposits over the next few years, a fact that traditional banks ignore at their peril, writes Treasury Prime Co-founder and CEO Chris Dean in the PYMNTS eBook “Baseline 2022: What the...

Opinion
Baseline 2022: Weathering an ‘Economic Hurricane’ With Money Mobility
July 11, 2022

Safe, speedy money movement is essential for providing consumers a cash lifeline in periods of economic uncertainty, Ingo Money CEO Drew Edwards writes in the PYMNTS eBook, “Baseline 2022: What the Next Six Months Holds.” Get the Full Story Complete the form to unlock this...

Opinion
Embracing the New Normal
July 11, 2022

Guy Harris, senior VP, head of merchant services at Bank of America, writes in the PYMNTS eBook, “Baseline 2022: What the Next Six Months Holds” that the digital shift has expanded consumer choice and given retailers new channels for boosting revenue, but the corresponding rise in...

Opinion
An Answer to Friendly Fraud
July 11, 2022

Friendly fraud can account for up to 75% of all transaction disputes, writes Sara Craven, senior VP and CEO of Verifi, in the PYMNTS eBook, “Baseline 2022: What the Next Six Months Holds,” and combatting it requires merchants and issuers to work together to improve...

Opinion
Commerce Is About More Than Shopping, It’s About Providing Value
July 11, 2022

Robust eCommerce platforms are well positioned to weather economic uncertainty because they simply offer more value to shoppers looking to stretch every dollar, Doug Bland, senior vice president, head of consumer at PayPal, writes in the new PYMNTS eBook, “Baseline 2022: What the Next Six...

Opinion
Data-Driven Decisions: Why Digitizing Back-Office Payment Tech Needs to Be on the Agenda
April 20, 2022

Businesses of all stripes face mounting pressure to deliver post-pandemic success, and treasury and accounting teams are feeling it. Digitizing finance systems and processes can dramatically enhance operational efficiency and data capabilities, writes Peter Maoloni, vice president of product and services at Interac, in the...

Opinion
Payments Between Businesses as Seamless as Consumer Payments
April 20, 2022

The pandemic accelerated the digitization of the payments industry, with many businesses eschewing checks and cash in favor of electronic and contactless payments. Tomer Barel, chief operating officer at Melio, reflects on what that means in the B2B world in the PYMNTS eBook “Endemic Economics:...

Opinion
Subscriptions Go Mainstream and Get Creative
April 20, 2022

Subscriptions offer benefits to both merchants and consumers alike, writes Christopher Chiou, chief financial officer at sticky.io, in the PYMNTS eBook “Endemic Economics: 32 Payments Execs on the ‘Next Normal’ That Never Happened.” But consumers want more. To stand out in the crowded subscription space,...