Opinion

Opinion
The Acceleration of BNPL and Cryptocurrency
April 15, 2022

While BNPL solutions have hit the mark, it is too early to predict what impacts — positive or negative — cryptocurrency might have on credit unions and the broader payments industry, Tom Gandre, executive VP and chief operating officer at PSCU, writes in the PYMNTS...

Opinion
FinTechs and the Retail Banking Reset
April 15, 2022

“Bank” is no longer just a location — somewhere you go — but has transformed into a verb — something you do. As the industry goes through a top-to-bottom digital revolution, it’s time for traditional banks and FinTechs to start working together to offer customers...

Opinion
Digital Commerce Will Continue its Dominance in 2022
April 15, 2022

Given the pace of innovation and high consumer adoption, the payments industry is primed for even more innovation, writes Ava Kelly, chief product officer at i2c, in the PYMNTS eBook, “Endemic Economics: 32 Payments Execs on the ‘Next Normal’ That Never Happened.” Look for technologies and...

Opinion
FinCrime Predictions, Trends to Watch
April 15, 2022

The more things change, the more things stay the same. This has been made abundantly clear in the banking and finance sectors, where the circumstances that have accelerated digital transformations, writes Featurespace Founder Dave Excell. Read his thoughts on the top trends to watch in...

Opinion
ACI’s 2022 Commerce Innovation Hotlist
April 14, 2022

Retailers are bouncing back after two years of frenetic change. In the PYMNTS eBook, “Endemic Economics: 32 Payments Execs on the ‘Next Normal’ That Never Happened,” Basant Singh, senior VP and global head, product strategy and growth – payments and fraud at ACI argues that it’s...

Opinion
India’s Innovation in Payments Tech: How Far It Has Come and What Can We Expect?
April 14, 2022

India is becoming an exciting platform for development and testing of new payment technologies thanks to progressive regulatory policies, digital innovations and expanding mobile internet use, writes Cashfree Co-founder Reeju Datta in the PYMNTS eBook, “Endemic Economics: 32 Payments Execs on the ‘Next Normal’ That...

Opinion
Subscription Commerce Continues to Pay Off in 2022
April 14, 2022

Subscriptions have taken off in the last two years, and brands are reaping the benefits, Ordergroove CEO Greg Alvo writes in the PYMNTS eBook, “Endemic Economics: 32 Payments Execs on the ‘Next Normal’ That Never Happened.” Savvy companies are embracing the trend, lowering customer acquisition...

Opinion
Beyond Cash, Debit, Credit — Alternatives Will no Longer be an Option
April 14, 2022

The pandemic threw traditional technology implementation cycles out the window for many financial institutions as consumers turned to their digital devices to do all their banking. In the PYMNTS eBook, “Endemic Economics: 32 Payments Execs on the ‘Next Normal’ That Never Happened,” NCR President and...

Opinion
Lease-to-Own Options Aid Consumers Amid Economic Headwinds
April 13, 2022

Lease-to-own options became particularly popular throughout the pandemic continue to aid non-prime consumers amid economic challenges, Katapult CEO Orlando Zayas writes in the PYMNTS eBook, “Endemic Economic: 32 Payments Execs on the ‘Next Normal’ That Never Happened.” Get the Full Story Complete the form to...