Real-Time Payments

Real-Time Payments
EU’s Instant Payments Deadlines Loom With Challenges for X-Border Payments
January 08, 2025

Instant payments in the European Union will reach a milestone Thursday (Jan. 9). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Real-Time Payments
90% of Banks Say Customers Would Benefit From Instant Payments
January 06, 2025

Many financial institutions remain hesitant to adopt real-time payments due to concerns over legacy system upgrades, fraud risks, and customer demand. A PYMNTS Intelligence report explores these barriers and the importance of partnerships and rethinking consumer interest to drive wider adoption of real-time payment solutions....

Real-Time Payments
Real-Time Payments Go Big: $10M Limits and Instant APIs Transform Transactions
January 02, 2025

What if high-value payments could move as seamlessly as everyday purchases? That future is closer than ever. With The Clearing House’s RTP® network set to increase its transaction limit to $10 million in February, real-time payments are poised to revolutionize industries like real estate, supply...

Real-Time Payments
Legacy Tech vs. Instant Payments: Which Will Win 2025’s Cash Flow Race?
December 30, 2024

A quarter-century into the new millennia, the banking and payments industries have witnessed a rapid pace of change. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Real-Time Payments
More Than Half of US Companies Use Real-Time Payments
December 20, 2024

Instant payments continue their global sweep, with expanding RTP® network capabilities from The Clearing House in the United States, Australia simplifying cross-border transfers and Hungary embracing QR codes for everyday transactions. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Real-Time Payments
The Clearing House Looks to New Commercial Use Cases to Drive Real-Time Payments Growth
December 13, 2024

When The Clearing House launched its RTP® network in 2017 — the first new payments infrastructure in about 40 years — the transaction limit was $25,000. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Real-Time Payments
Update: Real-Time Payments Reach New Milestones Across the US and Beyond
December 06, 2024

Real-time payments took center stage in 2024, with groundbreaking milestones reshaping how money moves worldwide. From the United States expanding its payment networks to new systems debuting in other regions, the year has been a turning point for faster, more accessible transactions. What follows are...

Real-Time Payments
The Clearing House Spikes Individual Transaction Limit to $10 Million
December 04, 2024

The Clearing House plans to raise its instant payment network’s individual transaction limit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Real-Time Payments
Most Gamers Prefer Instant Payouts but Only 49% Can Get Them
November 13, 2024

The online gambling industry is booming, driven by the rise of digital poker, online casinos and fantasy sports betting, making it crucial for operators to enhance the user experience to retain players. A key area for improvement is the payout process, as traditional withdrawal systems...