Real-Time Payments

Real-Time Payments
Slow Payments Drain Small Business Cash Faster Than Sales Can Refill It
February 11, 2026

For many small businesses, cash flow is no longer a background concern. It is the defining constraint shaping daily operations and long-term viability. Delayed receivables are becoming more common and more damaging, even for firms with steady sales. As payment cycles stretch, slow-moving funds are...

Real-Time Payments
73% of Microbusinesses Say Real-Time Payments Improve Cash Flow
February 06, 2026

For many small businesses, the most important payment is no longer the one they expect. It is the one they do not. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Real-Time Payments
Same-Day Pay Becomes a Hiring Edge as Paycheck Gaps Bite
February 04, 2026

Technology has altered the basic assumption of payday, which has typically been every two weeks or twice a month. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Real-Time Payments
Checks, Not Instant Payments, Pose the Biggest Fraud Risk
January 28, 2026

Instant payments adoption continues to rise, but fraud concerns remain a powerful brake on momentum. As artificial intelligence drives more sophisticated attacks, businesses and financial institutions (FIs) are reassessing how risk factors into real-time money movement. While speed and liquidity are widely recognized benefits of...

Real-Time Payments
Tokenized Deposits Mean the Demise of ‘End of Day’ Banking
January 16, 2026

Tokenization, and specifically, tokenized deposits, has seen growth in concrete use cases inside the banking system. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Real-Time Payments
Digital Wallets Win the Instant Payments Habit Battle
January 09, 2026

Payments history shows a familiar pattern. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to...

Real-Time Payments
Real-Time Payments Stress-Test Bank Infrastructure
December 23, 2025

Watch more: Need to Know: i2c’s Marjorie Tart Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Real-Time Payments
More Than Half of All Suppliers Take Instant Payment When Offered
December 23, 2025

Instant payouts are no longer just about speed. They are reshaping how companies and consumers define an ongoing financial relationship. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Real-Time Payments
What Manufacturing, Healthcare and Tech CFOs Have in Common
December 18, 2025

When one thinks of fast payments, manufacturing isn’t the first sector to come to mind. It’s the same for simple payments and healthcare; or not meeting their customers’ needs and tech firms. Get the Full Story Complete the form to unlock this article and enjoy...