Real-Time Payments

Real-Time Payments
Bank of America to Debut X-Border Real-Time Payments Tool
June 04, 2026

Bank of America plans to launch a new cross-border real-time payments tool later this year, according to a Thursday (June 4) press release provided to PYMNTS. The solution, which will roll out in the third quarter, will let corporate, commercial and financial institution clients send...

Real-Time Payments
72% of Consumers Pay for Instant Income Access
June 04, 2026

Instant payments are increasingly being judged less by how fast money moves and more by what faster access allows consumers to do. That is the central takeaway from “From Faster to Smarter: Real-Time Payments as a Consumer Cash Flow Tool,” an April 2026 Real-Time Payments...

Real-Time Payments
Payfina Connects Credit Union Customers to RTP Network
June 02, 2026

Instant payments solutions company Payfina says it is now integrated with The Clearing House’s RTP network. The integration means Payfina can connect financial institutions (FIs) to the instant payment network through its Instant Payment Xchange (IPX) platform, the company announced in a news release Tuesday (June 2). It also means that...

Real-Time Payments
Europe’s Banks Get a Real-Time Reality Check
May 25, 2026

Europe’s instant payments agenda has crossed a threshold. The rails are largely in place. Now institutions face the harder task of rewiring everything around them. That’s the central finding of the latest PYMNTS Intelligence Real-Time Payments World Map, done in collaboration with The Clearing House,...

Real-Time Payments
FPC Urges Transparency as Fraud Disputes Rise
May 15, 2026

A clear and consistent dispute resolution process is essential to building trust and promoting the growth of instant payments, according to two contributors to a report released Friday (May 15) by the U.S. Faster Payments Council (FPC). The report, “Instant Payments Fraud Dispute Resolution: Guidance Principles for...

Real-Time Payments
RTP Network Logs Record Single-Day Transactions of $8.6 Billion
May 14, 2026

The Clearing House’s RTP network has recorded new single-day payment records. The records were set on May 1, when the network processes 2.27 million transactions worth $8.62 billion, The Clearing House (TCH) announced Thursday (May 14). This volume growth, “is driven by consumers looking for...

Real-Time Payments
Report Shows Real-Time Payments Promise CFOs More Than Speed
May 14, 2026

“Ready and Willing: B2B Payments Are Headed for Real-Time Rails. Here’s How They’re Getting There” is a collaboration between PYMNTS Intelligence and The Clearing House. Real-time payments are steadily moving from the edge of B2B finance toward the center of how businesses manage suppliers, liquidity...

Real-Time Payments
FedNow Has a Sender Problem and Galileo Wants to Fix It
May 12, 2026

Watch more: How Real-Time Payments Reshape Banking Operations FedNow has moved from pilot phase to utility with unusual speed, but its development has produced an uneven landscape in which banks accept instant payments more readily than they can initiate them. That imbalance reflects a system...

Real-Time Payments
Real-Time Payments Find Their Real Use Case in Cash Flow
May 11, 2026

Real-time payments are moving from novelty to necessity, yet their future will depend less on speed and more on whether providers can persuade consumers to make them habitual. That tension sits at the center of the April 2026 Real-Time Payments Tracker, a PYMNTS Intelligence and...