Cash is king, and cash flow rules the day, especially for small businesses that might not have the wherewithal to weather macroeconomic shocks. The PYMNTS Intelligence Money Mobility Tracker, “Immediate Impact: How SMBs Can Benefit From Instant Payments,” an Ingo Payments collaboration, found an uneven...
Same Day ACH saw double-digit increases in both volume and value during the first quarter as the payment method continued to gain acceptance. The volume of Same Day ACH payments rose 19.1% year over year to reach 326 million, while the value increased 24.8% to...
Tariffs are here, inflation is sticky, and supply chains and vendor relationships are in flux. For enterprises, it’s critical to have as much certainty as possible when it comes to cash flow. It’s no longer enough to wait three days for transactions to settle. The...
The growth of real-time payments has been global in scope, and as detailed in the latest “Real-Time Payments World Map,” a collaboration between PYMNTS Intelligence and The Clearing House, there’s an increasing maturity and broadening adoption of instant payment systems. Increased transaction limits indicate that...
Consumers are no longer willing to wait. Instant disbursements have become the expectation rather than the exception. New research from PYMNTS Intelligence and Ingo Payments reveals that not only do people want their money instantly, many are even willing to pay extra to get it...
In today’s fast-paced world, waiting days for a payment to clear can feel like an eternity. That’s why instant payments are in demand, giving businesses that owe money to vendors, suppliers or contractors the ability to digitally disburse funds almost immediately. But the speed of...
Banks eyeing the demand for faster payments — from consumers and corporate clients alike — know they must offer real-time capabilities. If they don’t, they risk losing those customers to financial institutions (FIs) that do. The PYMNTS Intelligence report “Real-Time Readiness: Bridging Gaps in FIs’...
Brazil’s instant payment system, Pix, will reportedly allow users to pay for transactions in installments, beginning in September. The new feature, Pix Parcelado, will be available to both consumers and businesses, Reuters reported Thursday (April 3), citing Brazil’s central bank. While payers will have the option to pay...
The real-time payments ecosystem is evolving fast — not with hype but with concrete infrastructure upgrades and strategic expansions. With financial institutions (FIs), FinTechs and businesses continuing to integrate instant transaction capabilities, the latest developments highlight a payments landscape that is growing and maturing, with...