Real-Time Payments

Real-Time Payments
Real-Time Gap: Consumers Wait as Banks Tackle Legacy Payments Tech
March 25, 2025

Faster payments have loomed large in financial services through the past couple of years — and with the uncertainty of tariffs and inflation, speedier payments have a broad range of desirable traits. Get the Full Story Complete the form to unlock this article and enjoy...

Real-Time Payments
Real-Time Payments Spike With $10M Transactions, Digital Wallet Boom
March 11, 2025

What if a business could move millions of dollars instantly — just like sending a text message? That’s exactly what’s happening as real-time payments expand. The Clearing House’s RTP® network in February processed a $10 million real-time transaction, the largest instant payment in the United...

Real-Time Payments
How Networks and Regulatory Shifts Drive Real-Time Payments Global Growth
February 21, 2025

Real-time payments are changing the global financial landscape, creating a new standard for transaction speed, efficiency and convenience. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Real-Time Payments
Nearly a Third of Banks Lack a Faster Payments Plan — and Risk Losing Customers
February 11, 2025

To quote The Bard, or more specifically, Hamlet: “The readiness is all.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Real-Time Payments
BNY Makes $10M Instant Payment; Largest in US History
February 10, 2025

The Clearing House said it transmitted the largest instant payment in United States history. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Real-Time Payments
Banks Offering Instant Payments Say Bills Are Top Consumer Use
February 07, 2025

For banks still on the fence about real-time payments, here’s a reality check: Not offering instant payments doesn’t just mean losing potential new customers — it could mean losing existing ones. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Real-Time Payments
The Global Scorecard on Real-Time Payments: Faster, Smarter and Borderless
February 05, 2025

What if sending money internationally was as fast and seamless as sending a text message? That future is already here. Financial ecosystems worldwide are shifting to real-time payments, creating faster, safer and more efficient transactions for businesses and consumers. Get the Full Story Complete the...

Real-Time Payments
RTP Network Hits 1 Billion Payments 18 Months After 500 Million Mark
February 03, 2025

It took the RTP® network more than five years to surpass 500 million instant payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Real-Time Payments
Small Banks Report Business Model Uncertainty as Barrier to Real-Time Payments Adoption
January 29, 2025

Instant payments have the potential to transform financial transactions, but gaps remain in adoption across financial institutions (FIs). Nearly all large FIs are connected to these instant rails, such as the RTP® network and FedNow®. Smaller FIs, meanwhile, struggle to keep pace. This gap could...