Latin America’s digital habits are no longer confined to retail shopping or person-to-person transfers. They are directly influencing how smaller firms invoice, get paid, stock shelves and bridge payroll gaps. PYMNTS Intelligence, in collaboration with Visa Acceptance Solutions, has tracked how the region leapfrogged to...
A growing share of retail small businesses are not planning for the next downturn so much as financing their way through the next week, and PYMNTS Intelligence data showed just how thin that margin has become. The PYMNTS Data Book “How Retail Small Businesses Finance...
U.S. Bank has introduced a Visa-backed credit card designed for small business owners. The U.S. Bank Business Shield Visa Card, announced Monday (Feb. 2) in a news release provided to PYMNTS. , is aimed at helping small businesses handle fluctuations in their resources and financing....
Credibly has announced a new patent to help it underwrite loans for small- to medium-sized businesses (SMBs), according to a Wednesday (Jan. 28) press release. The artificial intelligence (AI)-powered FinTech working capital company said the new patent strengthens its intellectual property portfolio and demonstrates its...
Small businesses are sending lenders the message that credit is broadly within reach, so the real fight is over flexibility and control. That was the central theme of the PYMNTS Intelligence report “SMB Growth Monitor: Small Businesses, Big Credit Needs,” which drew on a survey...
The so-called “modern” paper check has been around for centuries. Before the United States ever gained its independence, the Bank of England in 1717 was using pre-printed forms. Fast forward over 300 years, and checks still play a meaningful, even outsized, role in U.S. commerce,...
Despite concerns about taxes and supply chains, American small business owners are optimistic about 2026. That’s according to the latest monthly findings from the National Federation of Independent Business (NFIB), released Tuesday (Jan. 13) and showing that 24% of business owners expect better business conditions this year, the first...
When small- to medium-sized businesses (SMBs) fail, the postmortem can often fixate on a single cause. With corporate bankruptcies, including those for SMBs, hitting a 15-year high during 2025 according to S&P data, the reality of business failures is increasingly being viewed as the end...
Biller Genie raised $22 million in a Series B funding round to expand its cloud-based accounts receivable (AR) automation platform for small and medium-sized businesses (SMBs). The company will use the new funding to accelerate its global expansion and scale its product development, it said...