Watch more: What’s Next in Payments: BILL’s Rene Lacerte For small and mid-sized businesses (SMBs), the artificial intelligence (AI) revolution represents both the most profound challenge in decades and the greatest opportunity. “How do you leverage technology to jump over the potholes that are out...
Watch more: The SMB Fast Lane: Big Credit Needs, Bigger Growth Small to medium-sized businesses (SMBs) rely on credit as a safety net and catalyst for growth. They need cards that match the rhythm of their operations, support their cash flow patterns, and allow them...
Watch more: Navigating Global Payments in Uncertain Times: How SMBs Can Go Faster, Safer and Smarter For small- and medium-sized businesses (SMBs), crossing borders magnifies everyday risks. A price quoted at breakfast can be a loss by dinner. Fees appear between banks and chip away...
America’s consumer finance watchdog wants to pare back and slow its small‑business lending data rule. The Consumer Financial Protection Bureau (CFPB) argued that a tighter phased start will lead to improved data quality and lower compliance costs. The 198‑page notice dealing with the change is...
Finance platform BILL is reportedly considering a sale amid activist investor pressure from Starboard Value. The potential sale is one of the options the company is exploring, Bloomberg reported Tuesday (Nov. 11), citing unnamed sources. BILL is working with a financial adviser to gauge interest...
For small business owners, the Affordable Care Act (ACA) is about to become less affordable. As Bloomberg News reported Tuesday (Nov. 11), small business owners and their employees, as well as self-employed workers, make up almost half of the enrollees in ACA plans. Premiums for...
Optimism among America’s small businesses fell last month amid labor and profit headaches. That’s according to the October edition of the National Federation of Independent Business (NFIB) Small Business Optimism Index, released Tuesday (Nov. 11), and showing a 0.6 point decline in October to 98.2....
In uncertain times, access to cash can make the difference between survival and shutdown. For small- to medium-sized businesses (SMBs), the third-quarter earnings season revealed a growing dependence on working capital extended by the very platforms that power their sales. The PYMNTS Intelligence report “How...
For years, embedded finance was shorthand for retail convenience. It included buy now, pay later buttons, one-click checkouts and rideshare wallets. This year marks a turning point, however. The same technology stack that made consumer payments invisible is now redrawing how businesses fund, transact and...