The year 2018 has been a been a big year for FinTechs, as investor interest has been strong, and consumers have apparently been interested in upgrading their tools and services. Digital commerce continues to grow, with subscription services showing particular strength – and digital payments continue to go contactless, though perhaps...
Sometimes the future shows up ahead of schedule, particularly where consumer desires are concerned. Voice activation went from the realm of science fiction to product fact in less than half a decade – and consumers are now wondering why their cars aren’t quite as well-connected as their...
Some digitizations are clearly an upgrade — consumers prefer doing their Black Friday shopping from their couch as opposed to the mall, and businesses prefer that their cross-border payments not be a source of surprise when it comes to arrival times. However, some innovations are, perhaps,...
High-pressure systems often have bad news to share. In payments, data theft is going nowhere: In fact, it is expected to be an explosive growth industry over the next several years, which will be costly both in terms of what is stolen and transactions damaged...
That digital payments are moving forward fast is inarguable at this point. You can see it in the explosive growth of P2P payments in the U.S. and around the world, and in the rapid onset acceptance and use of contactless payments. But for every advance forward, there are still lead...
In a world that is moving quickly – and often in a lot of new directions at once – staying caught up is hard, and often costly, work. But the costs of falling behind are generally greater, as consumers and businesses gravitate to providers that can...
Sometimes a problem that needs to be solved is pretty obvious: A hurricane is bearing down on the coast, and there are solutions needed to minimize the damage. But sometimes, innovators get the process backwards, and find they have a great solution, but not a problem...
Everyone is looking for more these days: more sales, more experiences, more commerce touchpoints, more security, more seamlessness. Consumers want faster authentication methods, buyers want to onboard more suppliers faster and businesses want more incentives to keep good employees. Wanting more is easy, but providing more is harder – particularly as the...
For all the time, energy and effort spent fighting fraudsters, they are persistent in looking for ways to fight back. The costs are myriad, and can be measured in funds delayed to businesses that need them (for fear of fraud), innovations not experimented with because of the heightened risk environment, or...
