Although consumers largely trust their banks, the many hacks that have happened over the years has made them very afraid of losing their money through acts of cybercrime. The result: customers open multiple accounts across multiple accounts in multiple institutions, a situation that Theodore Iacobuzio,...
It takes a village. Consumers may have one digital identity, but creating one that can be authenticated securely and that is also scalable means that a lot of players have to get on the same page around a common set of standards. Philip Andreae, VP,...
In this edition of the Omnicommerce TrackerTM, we highlight beacon marketing successes, discuss what consumers want in return for loyalty and look at tackling fraud management in retail.
Ditching the heavy lifting of EMV certification may sound like a dream come true to the many ISVs and VARs tasked with bringing merchants up to speed on EMV compliance. But as Jeremy Gumbley, CTO of Creditcall, told MPD CEO Karen Webster, pre-certified solutions may...
In this edition, we explore the future of identity protection and debate the slow extinction of passwords with the Fast IDentity Online (FIDO) Alliance
From NFC contactless payments to emerging beacon technologies, the vibrant omnicommerce space is ripe for technological innovation. As Matt Ozvat, VP of Developer Integrations at Vantiv, pointed out in a discussion with MPD CEO Karen Webster, developers at the point of sale are taking advantage...
Credit model testing, and alternatives to traditional scoring models, can expand a lender’s universe significantly. Here’s how VantageScore says its latest model validation stacks up in tandem with the “Big Three” credit reporting agencies.
The PYMNTS Developer TrackerTM is an inside look at the depth and breadth of the developers building eCommerce and commerce-related solutions.
Not everyone in the credit scoring business worries about validating their model — but they ought to. Sarah Davies, SVP of Analytics, Product Management & Research at VantageScore Solutions, explains how running a check on their own methodology can open up lenders to a whole...
