Consumer Finance

Consumer financing is when a business offers financing to their customers with help from a professional finance company. This allows the consumer to pay for a good or service they couldn't pay for up front in cash or credit card. Consumer finance is helpful for both businesses and consumers
How the Right Data Helps Merchants Derisk Credit Programs and Boost Sales
Consumer Finance
How the Right Data Helps Merchants Derisk Credit Programs and Boost Sales
March 16, 2023

Inflation is constantly forcing consumers to rethink their budgets and how far their dollars stretch. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Retailers Say Chinese Consumer Spending Has Not Yet Recovered From COVID
Consumer Finance
Retailers Say Chinese Consumer Spending Has Not Yet Recovered From COVID
March 10, 2023

China’s consumer spending hasn’t seen the surge many expected after the lifting of COVID-19 restrictions. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Consumers Tackle Inflation by Pulling Back on Cards While Shopping
Consumer Finance
Consumers Tackle Inflation by Pulling Back on Cards While Shopping
March 09, 2023

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Credit Karma Launches Tool to Help Consumers Expand Their Wealth
Consumer Finance
Credit Karma Launches Tool to Help Consumers Expand Their Wealth
March 09, 2023

Credit Karma has debuted a tool to help customers expand and protect their wealth. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Deal Chasing Becomes Mainstream — and Merchants Shouldn’t Be Happy
Consumer Finance
Deal Chasing Becomes Mainstream — and Merchants Shouldn’t Be Happy
March 06, 2023

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Klarna Teams With Buddy to Promote Gen Z Financial Health
Consumer Finance
Klarna Teams With Buddy to Promote Gen Z Financial Health
March 02, 2023

Klarna has teamed with budgeting app Buddy to help Gen Z consumers track their expenses. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

27% of US Consumers Pulled Money From Savings to Manage Credit Card Debt
Consumer Finance
27% of US Consumers Pulled Money From Savings to Manage Credit Card Debt
February 28, 2023

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Financial Health Finds New Followers in 16% of High-Earners Struggling to Pay Bills
Consumer Finance
Financial Health Finds New Followers in 16% of High-Earners Struggling to Pay Bills
February 27, 2023

Consumers whose annual incomes exceed $100,000 are hardly skating through current economic conditions. In fact, data shows that as of December, 16% of high-income consumers have trouble making ends meet, a 45% increase year over year. Get the Full Story Complete the form to unlock...

NatWest Rooster Money CEO on Making Money ‘Tangible’ for Cash-Free Kids
Consumer Finance
NatWest Rooster Money CEO on Making Money ‘Tangible’ for Cash-Free Kids
February 27, 2023

Making financial decisions is part of everyday life, and that means being financially literate is not just a nice to have, but a core life skill for any individual. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...