Credit Cards

Credit Cards
53% of Consumers Use Credit for Planned Purchases
March 16, 2026

A growing share of consumers in the United States are using credit not simply because they have to, but because they see it as a flexible financial tool that can serve different needs at different moments. Get the Full Story Complete the form to unlock...

Credit Cards
Airlines See Increasing Income From Card Loyalty Programs
March 15, 2026

Airlines are reportedly seeing a greater share of revenue from co-branded credit cards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Credit Cards
Senate Passes Housing Bill Without CCCA Amendment
March 13, 2026

An attempt to secure Senate passage for the Credit Card Competition Act (CCCA) by attaching it as an amendment to a bipartisan housing bill failed, the Electronic Transactions Association (ETA) said in a Friday (March 13) newsletter shared in a post on social platform X....

Credit Cards
The Next Battle in Credit Won’t Be for Top of Wallet
March 11, 2026

The credit industry has spent decades competing for something consumers were never actually optimizing for. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Credit Cards
The $700 Credit Card Club Gets Crowded as Issuers Fight for Wallet Space
March 09, 2026

Consumer credit growth slowed in January but remained firmly positive, extending a trend that has been in place for nearly a year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Credit Cards
Why Small Business Owners Still Reach for Personal Cards
March 05, 2026

Small to medium-sized businesses (SMBs) are telling credit card issuers something they need to hear: Rewards don’t seem to be working. Or at least, they’re not very effective at enticing more SMB owners and operators to move their operational spending to business cards. Get the...

Credit Cards
Capital One Ignites Competition With Shift to Discover Network
March 04, 2026

Capital One has started originating some of its credit card accounts on the Discover Network, about 10 months after finalizing its acquisition of the network. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Credit Cards
Card Surcharges Turn Checkout Into a Loyalty Test as Shoppers Push Back
February 20, 2026

Merchant surcharges are in the news as retailers, large and small, look for extra revenue and consumers rail against their existence. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Credit Cards
Rakuten AI Agent Offers Card Users Spending Insights
February 19, 2026

Users of the Rakuten Card Lite app can now get questions about their credit card statements answered by an artificial intelligence agent. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...