Artificial Intelligence

PYMNTS covers artificial intelligence as it transforms payments, commerce and financial services, from generative AI and agentic commerce to fraud detection, underwriting and customer engagement. Our reporting pairs breaking news with proprietary data and expert analysis to examine how AI is reshaping business models, operational efficiency and competitive dynamics across the connected economy.
Artificial Intelligence
Lithic Says Everything Payments Assumes About Shopping Is About to Break
July 24, 2026

For the past 25 years, card-not-present payments have been built around a defensive premise: Prove the buyer is human, authorized and in control of the transaction. Fraud systems, merchant controls and authentication tools were trained to treat nonhuman behavior as suspicious. That made sense when...

Artificial Intelligence
Stripe Eyes $10 Billion Deal for AI Model Marketplace OpenRouter
July 23, 2026

Stripe is in talks to buy OpenRouter, an artificial intelligence (AI) startup that could sell for roughly $10 billion, according to The Wall Street Journal. The move would mark a significant step outside payments for a company that processes transactions for much of the internet....

Artificial Intelligence
AI’s Biggest Flex Isn’t a Model. It’s a Cap.
July 23, 2026

OpenAI this week opened its Supply Co. merchandise store to the public, selling apparel and accessories once reserved for employees. The move follows a broader push by technology companies, including Nvidia, Apple and Palantir, to use premium merchandise to build community around their brands. Get...

Artificial Intelligence
She Couldn’t Find the Right App, So She Had AI Build It
July 23, 2026

Maggie Gao posted on X in June that she had analyzed more than 10 million lines of public data to build a free tool for New York City renters. The result, called Stoop, lets apartment hunters search any building across the city’s five boroughs for...

Artificial Intelligence
An AI Is About to Become a First-Time CEO
July 23, 2026

Every major AI lab is building toward the autonomous employee. Skyfall AI thinks that goal is too small. The startup, founded by the team behind Maluuba, which Microsoft acquired for about $160 million in 2017, emerged from stealth on July 20 with a different target:...

Artificial Intelligence
Coalition Launches National Initiative to Test and Scale Health AI
July 23, 2026

The Coalition for Health AI (CHAI), a nonprofit organization founded by clinicians to advance responsible health artificial intelligence, launched a national initiative designed to help public health agencies evaluate, implement and scale generative AI. Get the Full Story Complete the form to unlock this article...

Artificial Intelligence
Top Democrat Unveils Broad AI Agenda With Focus on Financial Risk and Cybersecurity
July 23, 2026

Sen. Mark Warner (D-Va.) has unveiled a package of legislation that would expand federal oversight of AI across financial markets, banking, consumer services, critical infrastructure and national security. In a speech on the Senate floor, he said Congress needs to establish regulatory guardrails before the...

Artificial Intelligence
Global Studies Show Companies Use AI for Collaboration Not Automation
July 23, 2026

Artificial intelligence is changing how people work, rather than putting them out of a job, according to two studies released Thursday (July 23). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Artificial Intelligence
Bad Financial Data Is AI’s Biggest Liability
July 23, 2026

Watch more: Summer School With Fynapse’s Ben Catterall Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...