Real-Time Payments

Real-Time Payments
Digital Wallets and Bank Accounts Capture Consumer Rush to Instant Payments
July 03, 2025

Recent data underscores a durable trend: Consumers expect and demand instant access to their money, particularly for larger sums, and exhibit clear preferences for where this money lands — primarily their bank accounts and often digital wallets. Get the Full Story Complete the form to...

Real-Time Payments
The Clearing House and Comerica Expand RTP Use Cases to ‘On Behalf Of’ Use Cases
July 02, 2025

Watch more: TCH, Comerica Unlock More RTP Network Use Cases Under New Rules Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Real-Time Payments
58% of US Banks Use Both RTP and FedNow for Instant Payments
June 27, 2025

Financial institutions are rapidly abandoning the notion of picking a single lane in the real-time payments highway, instead opting for a dual-track approach to meet evolving consumer and business demands. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Real-Time Payments
Canada’s New Real-Time Rails Get Bank of America’s Attention
June 25, 2025

Watch more: Bank of America Equips Canadian Businesses for Real-Time Treasury Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Real-Time Payments
Banks Target Business Clients With Instant Payments as Liquidity Tool
June 20, 2025

Faster payments are fundamentally changing how commercial banks and credit unions deliver value and differentiate themselves. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Real-Time Payments
Carriers Slow to Adopt Instant Payments Despite Growing Driver Demand
June 17, 2025

The trucking and transportation industry depends on timing. When parts, fuel or payments don’t arrive on time, everything downstream suffers. In recent years, instant payments have helped address part of this challenge, enabling fast and secure vendor disbursements. However, while fuel providers now receive urgent...

Real-Time Payments
Visa and eTip Team to Help Hospitality Workers Get Tipped Faster
June 16, 2025

Visa has teamed with eTip, a digital tipping platform for the hospitality and service industries. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Real-Time Payments
US Real-Time Payments Need the Cloud to Scale
June 11, 2025

The global financial ecosystem is undergoing a rapid transformation as real-time payment systems gain traction. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Real-Time Payments
Bank of America Says Higher RTP Limit Enables New B2B Use Cases
June 10, 2025

Six weeks after The Clearing House raised the transaction limit on real-time payments from $1 million to $10 million Feb. 9, transactions over $1 million accounted for 52% of the value of all U.S. real-time payments processed on the RTP® network by Bank of America....