In Depth

Loyalty-Based Offers Platform ERN Adds $1.6M
December 19, 2013

20 June 2013 London-based big data startup ERN has raised $1.6 million in seed funding, according to TechCrunch. The company did not name the participating investors, but described the benefactors as “high net worth individuals.” The report suggested most of those who contributed to this...

Company Spotlight
MasterCard To Distribute PayAnywhere mPOS
December 18, 2013

PayAnywhere and MasterCard have announced a new partnership that will see MasterCard distribute a branded, co-branded or white-label solution of PayAnywhere’s mPOS solutions to help small business owners (SMBs) reduce friction at the checkout, a December 19 press release revealed. Get the Full Story Complete...

PYMNTS Report: Unlocking P2P’s Earnings Potential
December 18, 2013

Boston, MA – December 19, 2013 – With mobile phone use skyrocketing, banks and third parties are rushing to corner the market on person-to-person (P2P) payments. So, what’s holding P2P back? Consumers expect P2P services to be fast and free, a costly proposition when success...

Company Profile
4 Signs Your Fraud Protection Needs An Omnichannel Upgrade
December 17, 2013

The payments industry lost more than $11 billion to fraud in 2012, and that figure is only expected to rise as fraud migrates to less secure channels in the wake of EMV adoption in the U.S. Get the Full Story Complete the form to unlock...

Meet Wisely: The Google Of Payments
December 16, 2013

In the near future, business owners may be able to look at digital maps of the economy, visual layouts that feature not only streets and landmarks, but up-to-date pockets of spending that can be used to identify areas where a certain restaurant or retail location...

Cool
RBS Citizens Shares Secret To Innovation
December 13, 2013

Todd Doherty, vice president of consumer lending operations at RBS Citizens, had a problem on his hands: His project management team and his operations team were functioning in silos, costs were overrunning, delivery times were delayed and deadlines were missed. Get the Full Story Complete...

Hmmm
How Social Motives Can Unlock Spending
December 13, 2013

St. Louis-based cafe chain Panera Bread turned more than a few heads when it revealed in 2010 that it would launch an unconventional non-profit restaurant chain called Panera Cares. These locations would do something unprecedented in the corporate world: allow consumers to set the price...

Alternative Finances
9 Mobile Money Markets
December 13, 2013

As part of our 2013 12 Days of Christmas series, we thought it would be fun to assess the process of emerging economies from the standpoint of mobile. Our North Star is Bloomberg, who ranked its top 20 emerging markets earlier this year, evaluating GDP...

Controversial
Pirq Pivots For Second Chance As SMB Loyalty Specialist
November 25, 2013

Fueled by buzz generated from a savvy early partnerships with Apple and Microsoft, and a loyal customer base willing to delay purchases to cash in on promotions, Kirkland, Washington-based startup Pirq enjoyed a rash of success in early 2012 as a viable competitor to Groupon...