Legal & Regulation

Bank Regulation
Interest Rate Caps Threaten Credit Access and FinTech Partnerships
March 03, 2025

There have been pockets of momentum to curb interest rates charged for balances credit cards and for loans extended by FinTechs. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Legal & Regulation
Report: SEC Offering Eligible Employees $50,000 to Resign or Retire
March 03, 2025

The Securities and Exchange Commission (SEC) is reportedly participating in the Trump administration’s effort to reduce the size of the federal government by offering eligible Commission employees a $50,000 incentive to resign or retire. Get the Full Story Complete the form to unlock this article and enjoy...

Legal & Regulation
CFPB, Crypto and Consumer Confidence: Inside DC’s Unpredictable Regulatory Storm
March 03, 2025

If you’re tracking the mania in Washington, D.C., from a financial services perspective these days, you might notice that it’s starting to resemble a weather forecast. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Legal & Regulation
Treasury Department to Limit Enforcement of Corporate Transparency Act
March 03, 2025

The Treasury Department said Sunday (March 2) that it will not enforce the Corporate Transparency Act’s penalties and fines associated with the beneficial ownership information reporting rule. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Bank Regulation
Section 1033 May Fall Short of its Data Security and Open Banking Goals
March 03, 2025

There’s a rule of thumb in law that states that hard cases make bad law. The sentiment can be reworked a bit to extend to regulations, where bad policy translates into bad rule-making. Get the Full Story Complete the form to unlock this article and...

CFPB
CFPB Upheaval Leaves Hundreds of Millions in Settlements Unclaimed
March 03, 2025

With the CFPB’s future in limbo, so too are hundreds of millions in consumer settlements. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Legal & Regulation
Warren Buffett: Tariffs Are an ‘Act of War, to Some Degree’
March 02, 2025

Investing giant Warren Buffett has warned that President Trump’s tariffs could hurt consumers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Legal & Regulation
Paytm Subsidiaries Catch Attention of Indian Financial Crime Watchdog
March 02, 2025

Paytm has received a show-cause notice from India’s financial crime-fighting agency. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Bank Regulation
Report: European Commission to Seek Banks’ Comments on Capital Requirements
February 28, 2025

The European Commission reportedly wants to seek comments from banks on its plan to implement the Fundamental Review of the Trading Book (FRTB), which determines how banks estimate potential losses and, therefore, capital requirements. Get the Full Story Complete the form to unlock this article...