In small business lending — regardless of the size of the bank doing the lending itself — a high-touch approach and in-person visits to the branches are “key conduits” for extending credit, the Federal Deposit Insurance Corporation (FDIC) has found. Get the Full Story Complete...
Embedded lending options are proving to be critical lifelines for individuals and the smallest businesses — particularly in an uncertain macro environment marked by relatively high interest rates. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...
The private credit market is booming — and has the potential to reshape lending, and risk, too, in financial services. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....
Student loans account for a growing number of complaints service members and veterans make about financial products. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...
For every fragmented ecosystem, there’s a digital innovation being built and scaled to streamline it. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...
The benefits of swapping analog, manual processes for digital ones are obvious. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...
More consumers are making their loan payments on time, aided by slower inflation and other trends. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...
Parafin has begun offering financing to Walmart Marketplace sellers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...
Regulators have scaled back capital requirements for banks, reducing the holdings that must be on the books to buffer against economic and other shocks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...
