artificial intelligence

artificial intelligence
Merchants Start Prepping for Post-Holiday Chargeback Wave
October 01, 2025

The holiday season may drive record revenues, but it also brings with it a surge in fraud attempts. With scams, cyberattacks and chargebacks spiking during peak shopping, merchants face an increasingly complex balancing act: protecting profits and customers without slowing down sales. And this year,...

artificial intelligence
AI Regulation Gains Momentum With California’s New Law
September 30, 2025

California Governor Gavin Newsom on Monday (Sept. 29) signed the Transparency in Frontier Artificial Intelligence Act, making the state the first in the U.S. to require developers of advanced artificial intelligence systems to disclose how they manage catastrophic risks. The measure, Senate Bill 53, establishes...

artificial intelligence
AI Spending Could Exceed $2.8 Trillion Through 2029
September 30, 2025

AI-related infrastructure spending by Big Tech is expected to surpass $2.8 trillion through 2029. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

artificial intelligence
Squarespace Debuts ‘AI-Powered Business Partner’ Beacon
September 30, 2025

Squarespace has introduced what it calls an “AI-powered business partner” for entrepreneurs. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

artificial intelligence
OpenAI Half-Year Revenue Jumps 16% to $4.3 Billion
September 30, 2025

OpenAI reportedly recorded roughly $4.3 billion in revenue for the first half of 2025. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

artificial intelligence
Bank of America Employs AI to Answer Client Payments Questions
September 30, 2025

Bank of America is using AI to help its Global Payments Solutions team serve clients. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

artificial intelligence
The AI Boom’s Second Act: Debt-Fueled Growth
September 29, 2025

The AI boom’s second act is being financed not just by venture dollars but by borrowing, as companies sprint to build the data centers and buy the chips needed to train and run large language models. That shift is changing who can compete and how...

artificial intelligence
Visa Debuts AI-Powered Commercial Solutions Hub
September 29, 2025

Visa introduced its Commercial Solutions (VCS) Hub, designed to offer issuers and FinTechs new commercial payment tools. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

artificial intelligence
OpenAI Puts Etsy and Shopify Inside ChatGPT’s Shopping Cart
September 29, 2025

OpenAI’s launch of Buy It in ChatGPT marks another touchpoint on the agentic artificial intelligence (AI) roadmap. With Instant Checkout, ChatGPT shifts from being a conversational assistant to becoming a transactional platform that collapses search, discovery and payment into a single flow. Get the Full...