News

Payments Innovation
Payments Leaders Get Candid: The Boundaries That Defined 2025
December 24, 2025

If 2025 felt like the year the future stopped “arriving” and started showing up in production, you are not imagining it. In payments and commerce, the most important shifts rarely announce themselves with a single product launch. They surface in how executives describe their constraints,...

Retail
Retail Closes the Holiday Season Leaner and More Focused
December 24, 2025

Retail in 2025 was defined less by a single breakthrough than by a set of pressures that forced retailers to get practical. Consumers kept shopping. But they did it with a sharper pencil, trading down where it made sense, leaning into promotions, and treating credit,...

Artificial Intelligence
Big Tech Moves Toward Specialized AI and Immersive Retail
December 23, 2025

From new multimodal artificial intelligence (AI) models to immersive storytelling spaces and agent-driven enterprise tools, Big Tech’s latest moves show AI becoming the connective tissue across products, experiences and business operations. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Retail
Tanger CEO Stephen Yalof Says Holiday Shoppers Seek Value
December 23, 2025

Holiday shoppers are willing to spend but are looking for value, Tanger CEO Stephen Yalof told CNBC Tuesday (Dec. 23). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Investments
Olea Raises $30 Million to Expand Trade Finance Platform
December 23, 2025

Trade finance platform Olea Global has raised $30 million in new funding. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

eCommerce
Average Value of Card-Not-Present Debit Transactions Dips, Fed Says
December 23, 2025

Consumers continue to spend more on their debit cards, although the rate of growth has slowed. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Fintech Investments
Ex-FTX President Brett Harrison Raises $35M for New Futures Exchange Startup
December 23, 2025

Ex-FTX executive Brett Harrison raised $35 million for his perpetual futures exchange startup, The Information reported Tuesday (Dec. 23). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Banking
Erebor Sees Valuation for Tech-Focused Bank Hit $4.35 Billion
December 23, 2025

Silicon Valley-focused banking startup Erebor Bank is expected to raise $350 million, Bloomberg reported Tuesday (Dec. 23). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Retail
Holiday Shoppers Increase Their Use of Cross-Channel Shopping and AI Tools
December 23, 2025

American consumers spent more this holiday season while using cross-channel shopping and artificial intelligence (AI) tools for bargain hunting and convenience, according to separate analyses by Mastercard and Visa. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...