News

CFPB
CFPB Says Earned Wage Access Products Are Not Loans
December 22, 2025

The Consumer Financial Protection Bureau (CFPB) said Monday (Dec. 22) that certain earned wage access (EWA) products are not credit and are not covered by Regulation Z of the Truth in Lending Act. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Artificial Intelligence
Pandora Embraces AI Agents, Gets New CEO
December 22, 2025

Jewelry retailer Pandora is seeing the benefits of agentic artificial intelligence amid a leadership change. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

B2B Payments
First Abu Dhabi Bank Launches Mastercard’s Virtual Card Number Solution in UAE
December 22, 2025

First Abu Dhabi Bank (FAB) has launched Mastercard‘s mobile-first virtual card number (VCN) solution for businesses in the United Arab Emirates (UAE). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Retail
Retailers Elevate Embedded Finance as Risk and Complexity Rise
December 22, 2025

Retailers are moving quickly to tighten control over how consumers pay, as new PYMNTS Intelligence data shows embedded finance shifting from a background capability to a frontline business priority. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Payments Innovation
Citi Puts Tokenization and Real-Time Clearing to Work for Global Liquidity
December 22, 2025

Liquidity decisions for multinational enterprises have always been defined by timing. Treasury teams watch cutoff times, forecast balances and pre-fund accounts before weekends or bank holidays. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Artificial Intelligence
Visa Maps a Path to Agentic Commerce That Feels Familiar — and Safe
December 22, 2025

Watch more: Monday Conversation: Visa’s Rubail Birwadker Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...

Security & Fraud
Account Takeovers Surge as Banks Scramble to Respond
December 22, 2025

Fraudsters are constantly evolving, and banks are struggling to keep up. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Loyalty & Rewards
Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
December 22, 2025

For years, loyalty followed credit, but new data shows that rewards are now chasing spending habits shaped by caution rather than leverage. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

B2B Payments
The New Embedded Finance Playbook: Buy, Integrate, Scale
December 22, 2025

The biggest change in payments and commerce over the past five years has been the speed at which technology moves, and the speed at which it’s being adopted. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...