Consumer Insights
Gen X Spending Patterns Are Shifting as Costs Rise
January 23, 2026

Gen Xers’ new round of penny-pinching could be bad news for consumer spending and the economy. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

SMBs
Eight in 10 Small Businesses Want Credit and on Their Terms
January 23, 2026

Small businesses are sending lenders the message that credit is broadly within reach, so the real fight is over flexibility and control. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Consumer Insights
December Labor Economy Wage Gains Could Add $32 Billion to GDP, Even as Worker Confidence...
January 23, 2026

“Wage to Wallet™ Index: The Divided Recovery: Labor Economy Workers Face an Uncertain 2026” is a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments. This month’s report examines the financial outlook of the Labor Economy—roughly 60 million U.S. employees who earn about $25 an hour...

Amazon
Amazon to Cut 14,000 Corporate Jobs in Second Round of Layoffs
January 22, 2026

Amazon reportedly plans to start laying off about 14,000 corporate workers as soon as Tuesday (Jan. 27). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Buy Now Pay Later
Affirm and Esusu to Launch Flexible Payment Option for Renters
January 22, 2026

Buy now, pay later (BNPL) provider Affirm has partnered with FinTech company Esusu to enable some people to pay their rent in two installments, CNBC reported Thursday (Jan. 22), citing an Affirm spokesperson. Get the Full Story Complete the form to unlock this article and...

Google
Judge Orders Google to Face Consumer Antitrust Lawsuit Over Search
January 22, 2026

A federal judge in California has allowed a consumer antitrust lawsuit against Google to move forward, keeping legal pressure on the default-search payments that steer traffic and advertising dollars across the digital economy. Get the Full Story Complete the form to unlock this article and...

Cryptocurrency
Citi Analysts Say Ethereum Transaction Trends Suggest ‘Address Poisoning’ Scams
January 22, 2026

A recent pattern of transactions on the decentralized blockchain network ethereum suggests that scammers have launched an “address poisoning” campaign, CoinDesk reported Thursday (Jan. 22), citing Citi analysts. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Earnings
Capital One Targets $2T in Business Payments With Brex Buy
January 22, 2026

Capital One paired its fourth-quarter earnings report Thursday (Jan. 22) with the announcement of its acquisition of Brex, positioning the deal as a structural move deeper into business banking and payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Artificial Intelligence
Anthropic Says Most Gen AI Use Still Involves Human Oversight
January 22, 2026

Predictions about generative artificial intelligence (AI) often focus on extremes, from mass job displacement to sweeping productivity gains. New usage-level data from Anthropic offers a more measured picture of what is happening inside real workflows today. Get the Full Story Complete the form to unlock...