Earnings
UnitedHealth Says AI Now Runs Every Function of Its Business
July 16, 2026

Every claim UnitedHealth processes, every prior authorization it reviews and every patient interaction it handles now runs through artificial intelligence (AI). The company is turning that internal overhaul into a commercial product line. “Virtually everything that we do, we see it basically as the operating...

Banking
New Fed Report Says Community Banks Matter More as They Get Smaller
July 16, 2026

While community banks have steadily lost market share by almost every conventional metric, they have simultaneously become more systemically important to the parts of the economy that cannot easily be standardized. Despite holding a fraction of U.S. banking assets, they remain the financial infrastructure for...

Google
Google Gemini Launch Delayed as Tech Falls Short of Internal Goals
July 16, 2026

Google is months behind schedule on delivering its most powerful artificial intelligence (AI) model, Gemini 3.5 Pro, Bloomberg reported Thursday (July 16), citing unnamed sources. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Artificial Intelligence
1Password and Anthropic Bring Secure Credential Access to Claude
July 16, 2026

1Password has introduced a browser integration that lets Anthropic‘s Claude access stored credentials but doesn’t share those credentials with the model, its memory or Anthropic’s systems. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Artificial Intelligence
29 Nations Join China-Led World AI Cooperation Organization
July 16, 2026

Twenty-nine nations formalized the establishment of the World Artificial Intelligence Cooperation Organization (WAICO) on Thursday (July 16), according to Reuters, marking a significant step by Beijing to institutionalize its influence over the global digital economy and the rules governing emerging technologies. Get the Full Story...

Cryptocurrency
Citadel Securities Takes $400 Million Stake in Crypto.com
July 16, 2026

Crypto.com secured a $400 million strategic investment from Citadel Securities, according to a Thursday (July 16) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Artificial Intelligence
OpenAI’s First Hardware Is a Keyboard, Not a Companion
July 16, 2026

The artificial intelligence industry spent months anticipating OpenAI’s first hardware product. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Earnings
U.S. Bancorp Rides Payments Boom to Record Revenue
July 16, 2026

U.S. Bancorp leaned on payments to power a record quarter. The bank’s second-quarter results, released Thursday (July 16), show a customer base still spending, borrowing and embracing digital banking products, while its payments business supplied fresh fuel for growth. Get the Full Story Complete the...

Earnings
United Airlines Breaks Passenger Records Despite Surging Ticket Prices
July 16, 2026

United Airlines saw strong demand from travelers in the second quarter despite higher ticket prices caused by surges in the price of fuel, executives said Thursday (July 16) during an earnings call. Get the Full Story Complete the form to unlock this article and enjoy...