Wilko Bolt is a Senior Economist in the research department at De Nederlandsche Bank in Amsterdam. He received his PhD in economics from the Vrije Universiteit of Amsterdam. His current research focuses on the economics of payments and the theory of two-sided markets and its...
What’s PYMNTS.com? It’s an online media channel that captures user-generated and expert-driven commentary, information, news and analysis on “what’s next” in the payments sector, worldwide. It provides a platform for industry professionals to share content related to their latest company and product developments, to tap...
Karen L. Webster, President of Market Platform Dynamics, interviews Olivier Toubia, Associate Professor of Business, Columbia Business School and author of Deriving Value From Social Commerce. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...
The credit card industry is highly concentrated. Ninety percent of the lending market is controlled by the top 10 issuers, yet there still appears to be fierce competition for balances and customers among these top issuers. However, there is a widespread belief that pricing is...
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Most American consumers carry several types of payment cards in their wallets. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...
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Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...