Credit Cards
Here Are the Five Reasons Consumers Want Credit Line Increases
November 13, 2025

Credit has become the cushion many consumers need to handle daily expenses and unexpected costs. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Retail
Compliance Becomes the New Competitive Edge in Embedded Finance
November 13, 2025

“Retailers Expand Embedded Finance to Unlock Control and Customization,” a collaboration between PYMNTS Intelligence and Marqeta, explores how retailers are transforming payments from a back-end function into a front-line growth strategy. The study finds that embedded finance has become a core competitive lever for modern...

Payments Innovation
Top Issuers See Flex Credentials as Strategy to Stop Churn
November 13, 2025

Even the most successful card issuers cannot rest on their laurels. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Consumer Insights
Labor Economy Workers Remain Resilient Despite Higher Costs
November 12, 2025

PYMNTS Intelligence has documented that the Labor Economy remains central to U.S. growth, acting as a contributor to GDP, job creation and retail demand. The Labor Economy represents 36% of the workforce and 15% of spending. Get the Full Story Complete the form to unlock this...

Economy
White House: Shutdown Cause of Non-Release of October Jobs, Inflation Data
November 12, 2025

The longest federal government shutdown in U.S. history has apparently led to an unprecedented gap in economic data. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Retail
Beauty Industry Gets Its AI Makeover
November 12, 2025

From foundation matching and real-time consultations to generative marketing and supply chain forecasting, artificial intelligence (AI) is getting integrated into nearly every part of the beauty business. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

SMBs
CFPB Redraws Small Business Line at $1 Million in Revenue
November 12, 2025

America’s consumer finance watchdog wants to pare back and slow its small‑business lending data rule. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Insurance
Insurers Are Buying Up Private Credit Debt
November 12, 2025

New research shows the American life insurance and private credit industries becoming intertwined. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Commerce
US Mint Ceases Penny Production, Citing High Costs and Supply Surplus
November 12, 2025

The U.S. Treasury announced it would halt the production of the nation’s circulating one-cent coin this week, citing escalating manufacturing costs and deeming the currency unnecessary for modern commerce, USA Today reported Wednesday (Nov. 12). Get the Full Story Complete the form to unlock this...