Consumers still have a strong appetite to spend, but many have lost the room in their budgets to act on it. New PYMNTS Intelligence research suggests that while financial pressures continue to shape household decisions, the desire to make purchases remains intact. That distinction offers...
Real-time payment networks have changed the speed at which money moves. The greater challenge now lies in ensuring institutions can support that movement without creating new operational pressures around funding, risk and cash positioning. Get the Full Story Complete the form to unlock this article...
Rising costs are pushing younger consumers to work harder at money management, even as fewer Americans say their coping strategies are actually helping. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...
Visa introduced new ways to help small businesses manage payments via smartphone. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...
Synchrony has announced three executive leadership changes as Bart Schaller retires from the consumer financial services company, where he most recently served as executive vice president and CEO of its Digital platform. Get the Full Story Complete the form to unlock this article and enjoy...
As the United States works to establish a framework for digital assets, lawmakers must ensure it includes durable safeguards, according to an article posted Monday (June 29) by JPMorgan Chase. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
Real-time payments move money faster, and they remove the window to recover it. Transactions sent over instant rails are irreversible. Once funds leave an account, they cannot be recalled, leaving institutions with no way to claw the money back. The problem is compounding. PYMNTS Intelligence...
Ethereum, the second-largest blockchain by market capitalization, fell roughly 25% in June amid a corporate restructuring. The correction stands out less for its size than for the institutional stablecoin economy now built on top of the network. Get the Full Story Complete the form to...
Adding a FinTech partner has become much easier than managing dozens of them over time. To that end, banks and credit unions have been relying on outside providers for everything from payments and digital onboarding to fraud prevention and data analytics. Get the Full Story...
