CFPB
White House Budget Director Aims to Shutter CFPB
October 16, 2025

White House budget director Russell Vought announced Wednesday that he intends to shut down the U.S. Consumer Financial Protection Bureau (CFPB), a position that appears to contradict the Trump administration’s arguments in ongoing court proceedings, according to Courthouse News. Get the Full Story Complete the...

artificial intelligence
AI and Embedded Humans Join Forces to Outwit Fraudsters
October 16, 2025

Watch more: Need to Know: i2c, Matthew Pearce Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Bank Regulation
Merchant Service Providers Become Banks’ Front Line Against Real-Time Fraud
October 16, 2025

Watch more: Need to Know: Maverick Payments, Kyle Becker Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Opinion
Data Becomes the New Currency in B2B Payments
October 16, 2025

Industries are scrutinizing B2B payment methods to drive liquidity and resilience, Boost Payment Solutions Head of Customer Data and Insights Zach Lynn writes in a new PYMNTS eBook, “Headlines That Will Shape the Close of 2025.” Get the Full Story Complete the form to unlock...

Gig Economy
Gen Z Turns Side Gigs Into 57% of Total Income
October 16, 2025

What was once a stopgap for hard times is fast becoming a fixture of American financial planning. According to a new PYMNTS Intelligence report, “Do the (Side) Hustle: Four in 10 U.S. Consumers Seize the Opportunity to Earn More Income,” side hustles now make up nearly half...

Credit Unions
How FinTechs Are Staying Regulation-Ready With Credit Unions
October 16, 2025

The 2020s have been a decade of unlikely partnerships. FinTechs that once vied for deals with national banks are now joining forces with credit unions, the community-rooted cooperatives once viewed as too small or too slow to drive digital innovation. Get the Full Story Complete...

Mastercard
Mastercard Wants to Make Commercial Payments Plug-and-Play
October 16, 2025

The golden rule of business is that operational inefficiency can cost enterprises both their time and their money. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Bank Regulation
Federal Banking Regulators to Propose Lowering Community Bank Leverage Ratio
October 15, 2025

Federal banking regulators are reportedly preparing to propose a plan that would reduce the community bank leverage ratio from the current 9% to 8%, which is the lowest amount allowed by law. Get the Full Story Complete the form to unlock this article and enjoy...

Economy
Fed’s Beige Book Finds Growth Flat, Uncertainty Rising
October 15, 2025

The Federal Reserve’s latest Beige Book paints a familiar picture of an economy searching for direction, one defined less by momentum than by hesitation. In the 56-page report released Wednesday (Oct. 15), the word “uncertainty” appears 40 times, while “optimism” surfaces only 13, a linguistic...