Consumer Insights
The Secret Financial Life of Six-Figure Households
September 10, 2025

It seems logical: The more income you have, the more you can control your financial life by strategically planning spending and saving and avoiding playing catch-up with monthly bills. Only it doesn’t always work that way. Higher earners with more than $100,000 in annual household...

Real-Time Payments
From Perk to Necessity: On-Demand Pay Brings Predictability to Paychecks
September 10, 2025

In an era of high living costs and economic uncertainty, payroll timing is more than a convenience—it’s a competitive edge. Earned wage access (EWA), which allows employees to collect pay as they earn it, is transforming payroll into a strategic retention tool. The latest data...

Buy Now Pay Later
High-Income Shoppers Spend 40% More on BNPL Than Lower Earners
September 10, 2025

Shoppers in the United States aren’t just swiping their credit cards; they’re splitting them. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Economy
US Import Volumes Poised to Decline Amid Tariff, Policy Uncertainty
September 09, 2025

U.S. import cargo volumes are projected to decline for the remainder of 2025, after a near-record summer surge driven by retailers stocking up ahead of rising tariffs and an unpredictable trade policy landscape. Get the Full Story Complete the form to unlock this article and...

Personnel
Marqeta Names Mike Milotich Permanent CEO
September 09, 2025

Marqeta, a card issuing platform that enables embedded finance solutions, announced Tuesday (Sept. 9) the appointment of Mike Milotich as its CEO and a director, effective immediately. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

artificial intelligence
Microsoft Will Use Anthropic Models in Office 365 Copilot
September 09, 2025

Microsoft plans to buy access to Anthropic’s artificial intelligence (AI) models for parts of Office 365 Copilot, partly reducing its reliance on OpenAI, The Information reported.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

artificial intelligence
AI Startup Authentica Tackles Supply Chain Risk as Global Trade Pressures Rise
September 09, 2025

Authentica, a San Francisco-based startup, launched an artificial intelligence (AI) platform designed to deliver real-time supply chain visibility and automate compliance amid rising tariffs and trade scrutiny. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

IPO
Buy Now, Trade Later: Klarna’s IPO Explained
September 09, 2025

Markets move fast, but FinTech IPOs move faster. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Partnerships
Trustly and Episode Six Partner on US Pay-by-Bank Adoption
September 09, 2025

Trustly, a global provider of pay-by-bank solutions, and Episode Six, which offers enterprise-grade card issuing and ledger infrastructure, have announced a partnership aimed at accelerating the adoption of pay by bank in the United States. Get the Full Story Complete the form to unlock this...