Digital Payments
More Than 4 in 10 US Consumers Now Use Virtual Cards at Checkout
May 12, 2025

What if paying online didn’t mean putting your actual credit or debit card number at risk of fraud or purchasing errors? What if your card was ready to use instantly, before the plastic even shipped? Virtual cards can have these and other features. And consumers are...

Opinion
Want Better Client Relationships? Lean Into Their Differences
May 12, 2025

Transparency and check-ins are part of a winning customer engagement approach, Thredd Chief Client Officer Brian Kieley writes in a new PYMNTS eBook, “The Listening Economy: How Customer Conversations Are Transforming Financial Services.” Get the Full Story Complete the form to unlock this article and...

Digital-First Banking
Bank Loan or Embedded Financing? Depends on How Sunny a Business Is About the Economy
May 12, 2025

As the U.S. economy bumps up against fluctuating interest rates, tariffs and newly complex supply chains, medium-sized companies face critical decisions about how to fund their operations and fuel growth. The way these firms choose to access capital isn’t just a technical deliberation about their...

Security & Fraud
Nearly 9 in 10 Job Posting Scams Impersonate Trusted Company Brands
May 12, 2025

In a financial landscape marked by sophisticated threats, a new report highlights how malicious actors are adopting highly personalized strategies, mirroring legitimate business practices, to exploit specific vulnerabilities across generational lines. Scammers are drawing from the toolkits of legitimate businesses, personalizing their offerings and customizing...

Connected Economy
Sezzle and Porch Group Lead Post-Earnings Gains as CE 100 Index Advances 2.2%
May 12, 2025

Earnings season is nearing its end, and in a week that saw 10 of 11 of the pillars in the CE 100 Index gain ground, management continued to take note of resilient consumer spending, while at the same time asserting that the current and future...

Subscriptions
FTC Holds Off on Enforcing ‘Click to Cancel’ Subscription Rule
May 11, 2025

What if canceling a subscription were as easy as signing up for one? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

SMBs
Small Businesses Slash Staff and Tap Savings in Face of Tariffs
May 11, 2025

American small businesses are reportedly taking some extreme actions to survive tariffs on China-made goods. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Consumer Insights
BofA: Spending Growth Slowing Among All Income Groups
May 11, 2025

New research from Bank of America (BofA) shows consumer spending slowing for all income levels. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

artificial intelligence
OpenAI and Microsoft Reportedly Rework Pact Ahead of Possible IPO
May 11, 2025

OpenAI is reportedly in the middle of reworking its multibillion-dollar agreement with Microsoft. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....