credit frictions
OCC’s Hood Sees Value in Using Alternative Data to Expand Credit Access
March 31, 2025

On Monday (March 31), PYMNTS Intelligence reported that for impulse and emergency purchases alike, a sizable segment of consumers are slightly more likely to pay with credit than cash. Roughly a third opt to use credit cards. More than a third of impulse and unplanned expenses...

Business
Builder.ai Announces Third-Party Audit After Allegations of Inflated Sales Figures
March 31, 2025

Artificial intelligence (AI) startup Builder.ai reportedly hired two of the Big Four auditing firms to go through its finances from 2023 and 2024. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Politics
Trump to Announce Country-Based Reciprocal Tariffs Wednesday
March 31, 2025

President Donald Trump will announce his reciprocal tariffs Wednesday (April 2) at a White House event with members of his Cabinet in attendance. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Loyalty & Rewards
Thanx Integrates Loyalty Platform With Square POS System
March 31, 2025

Restaurants using Square can now offer rewards experiences in-store with the help of Thanx. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

artificial intelligence
AI’s Dual Nature: Reasoning Models Emerge as Key Differentiator for Business
March 31, 2025

People who have used ChatGPT know what generative AI is: They type or speak a prompt, and the chatbot generates an answer, whether it is text, an image, a video, a piece of code, music or 3D content. Get the Full Story Complete the form...

Fraud Prevention
UK Banks Agree to Improve Data-Sharing in Anti-Fraud Battle
March 31, 2025

British banks, tech companies and telecoms are reportedly pledging to increase their data-sharing on fraud. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Digital Payments
The Clearing House Claims Half of US Commercial ACH Volume
March 31, 2025

The Clearing House says transactions on its electronic payments network (EPN) system continue to grow in value and volume. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Supply Chain
How CFOs Can Manage for Today’s Supply Chain Choke Points
March 31, 2025

As large as the world is, the intricacies of global trade and commerce are channeled through a surprisingly small number of critical arteries. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Economy
Report: New Auto Tariffs Could Impact Consumer Spending Across Economy
March 31, 2025

New U.S. tariffs on automobiles and auto parts reportedly may lead to a reduction of consumer purchasing power and spending across the economy. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...