Opinion
AI Agents Need Rules Before They Can Run Payments
July 31, 2026

Assigning work to agents and agentic workflows requires clear rules and defined decision rights, Bottomline Global Head of Product Colin Swain writes in a new PYMNTS eBook, “Building the Agent-Ready Payments Enterprise.” Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Artificial Intelligence
Banks Move Credit Decisions to the Transaction Level
July 31, 2026

For most of modern banking, credit and commerce have occupied separate systems. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Credit Unions
49% of Credit Unions See AI as an Acquisition Tool
July 31, 2026

Credit unions have a gift heading into the artificial intelligence era: Their business customers are telling them exactly what to build first. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Earnings
Western Union Pursues AI Savings as Falling Migration Hits Revenue
July 30, 2026

Western Union is sharpening its focus on digital and artificial intelligence as it faces unexpected headwinds, executives said Thursday (July 30). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Fraud Prevention
Okta Inks Permiso Purchase to Expand Identity Threat Defense
July 30, 2026

Okta plans to add identity threat detection and response capabilities to its identity management platform by acquiring Permiso Security. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Apple
Apple Ends Tim Cook Era With 1.5 Billion Subscriptions and AI Push
July 30, 2026

Apple’s final earnings call under Tim Cook looked, on its surface, like another quarter of record financial results. Revenue rose 16% year over year to $109.4 billion, iPhone revenue climbed 22% to $54.3 billion, Mac revenue increased 29% to $10.4 billion, and Services reached another...

Artificial Intelligence
OpenAI Cuts Prices on Select Models to Make High-Volume Work Economical
July 30, 2026

OpenAI has cut the price of GPT-5.6 Luna by 80%, cut the price of GPT-5.6 Terra by 20% and provided faster performance of GPT-5.6 Sol in the API while leaving its price unchanged, effective Thursday (July 30). Get the Full Story Complete the form to...

Amazon
Amazon Puts AI Agents to Work as Sales Top $200 Billion
July 30, 2026

On Amazon’s first-quarter earnings call, CEO Andy Jassy described agentic artificial intelligence as a work in progress. Well, progress has been made. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Earnings
Coinbase’s Trading Slump Shows Financial Platforms Need Users
July 30, 2026

Coinbase is no longer operating as just a crypto exchange. But the company’s second quarter 2026 financials show that it’s still earning like one. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...