Artificial Intelligence
Agentic AI at the Inflection Point: Opportunity, Disruption and Governance
September 26, 2025

As Agentic AI transitions from hype to practical use, companies and institutions are compelled to assess both its economic potential and its associated risks. What began as small trials is now transforming how businesses modernize, how software is developed and how rules are established. However,...

Real-Time Payments
UK Finance to Test 3 Use Cases for Tokenized Sterling Deposits
September 26, 2025

Trade association UK Finance and several financial institutions have launched a pilot project that they said will include the first U.K. live transactions of tokenized sterling deposits (GBTD). The pilot will cover three use cases for GBTD: person-to-person payments via online marketplaces, remortgaging processes and digital asset...

Digital Identity
Mastercard and Smile ID to Offer Digital Identity Solutions Across Africa
September 26, 2025

Mastercard and Smile ID plan to accelerate the rollout of secure digital identity solutions across Africa to enable enterprises to onboard new customers faster. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Artificial Intelligence
Gen AI Tools Lower Cost and Increase Frequency of Bot Attacks on Social Media
September 26, 2025

Generative artificial intelligence tools have reportedly lowered the cost and increased the frequency of bot network attacks targeting corporations on social media. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Consumer Finance
Cash Cushions Dwindle for US Consumers as Savings Rate Dips
September 26, 2025

Consumers in the United States continue to spend, but their incomes are not keeping pace. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Facebook / Meta
Meta to Offer Ad-Free Subscription to Facebook and Instagram in UK
September 26, 2025

Meta plans to offer people in the United Kingdom the option to pay to gain an ad-free experience on its social media platforms Facebook and Instagram. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Payments Innovation
Cloud-Native Payments Let Banks Treat Data Like Rocket Fuel
September 26, 2025

Watch more: What’s Next In Payments: AWS, Nilesh Dusane Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

VISA
How Data Catches Silent Churn Before Cardholders Walk Away
September 26, 2025

Watch more: The Digital Shift: Visa DPS, Nick Roberts  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Fintech Investments
Circle Sinks 11% as Stablecoin Refund Debate Rattles Markets
September 26, 2025

The fall season has begun with turbulence for publicly listed FinTechs. The FinTech IPO Index declined 3.5% this past week, erasing some of its recent gains. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...