How Consumers Perceive Surcharge Prompts

Study Finds Hidden Surcharges Sour Consumers’ Impressions of Merchants  In collaboration with Payroc, a PYMNTS survey of 2,879 U.S. credit card users reveals that 68% of cardholders check most or all of their receipts because they are nervous about hidden surcharges, indicating that merchants need to do a better job communicating.
Inside the August Report
  • 59%: Portion of consumers who have used a credit card at a retail store or restaurant in the past year
  • 44%: Share of all credit card users who say they are very or extremely likely to switch merchants when surcharges are applied
  • 14%: Portion of credit card transactions that involved a surcharge at a local retail store or restaurant

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    Payroc Credit Card Surcharges Report Series

    Credit Card Surcharges: Consumer Experience And Choice
    Credit Card Surcharge: What Merchants Can Do To Maximize Income
    Credit Card Surcharges: How Cardholders React To Extra Costs